Getting contacted by debt collectors is stressful. If you’ve been receiving phone calls or letters from AscensionPoint Recovery Services, don’t panic—and don’t pay up just yet. We’ll walk you through who AscensionPoint Recovery Services is, what rights you have when dealing with them, and what strategies you can use to resolve the situation on your own terms.
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What is AscensionPoint Recovery Services?
AscensionPoint Recovery Services (APRS) is a debt collection service operating out of Coon Rapids, Minnesota. Debt collection companies pursue debt holders (or those close to deceased debt holders) for repayment on behalf of other companies.
AscensionPoint Recovery Services specializes in collecting decedent debts for credit grantors and service providers. 1 Decedent debt refers to the debts of a deceased person. If you’re being contacted by AscensionPoint Recovery Services, they are likely trying to collect a debt from you on behalf of a deceased family member or loved one.
Other names for AscensionPoint Recovery Services
If AscensionPoint Recovery Services is trying to collect a debt from you, they may appear on your credit report. They can show up on your credit report in various ways including as:
- AscensionPoint Recovery Services
- AscensionPoint Recovery Services, LLC
- APRS
Who does AscensionPoint Recovery Services collect for?
AscensionPoint Recovery Services collects on behalf of credit grantors and service providers. If a relative or loved one named you in the rights to any of their estate, you may be contacted by AscensionPoint Recovery Services in pursuit of a debt the deceased person owed.
For example, if your relative took out a loan and passed away before the repayment was paid in full, AscensionPoint Recovery Services may be pursuing that repayment from you.
Is AscensionPoint Recovery Services a scam?
No, AscensionPoint Recovery Services is not a scam. They’re a federally recognized company and a BBB-accredited business. However, their legitimacy as a business doesn’t guarantee they operate ethically.
Debt collectors often use aggressive tactics in an attempt to recover unpaid debts, so you may be getting persistent phone calls or letters from AscensionPoint Recovery Services. Consumers have expressed displeasure with the company, earning it a 1.14/5 rating on the BBB, and around 50 complaints in the last year. 2
How to deal with AscensionPoint Recovery Services
Ready to take control of your debt with AscensionPoint Recovery Services? Choose the methods you want to attempt below.
Dispute Collections If the debt is inaccurate, learn how to remove the collection from your credit report. | Stop Harassment If your rights are being violated, learn how to fight back using protections under federal law. |
Verify Debt If you're not certain the debt is yours, request more information (and temporarily stop collection efforts). | Pay Debt Collector If you're ready to pay up, learn how to do it in a way that keeps you on better financial footing. |
