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We’re a team of credit and personal finance experts who believe that you deserve better and safer financial advice. We’re dedicated to providing fresh, accurate, and honest guidance.
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Understanding your credit
To put yourself on the path to financial success, you need to understand your credit report and how it affects your credit score.
What Is Credit and Why Is It Important?
Victoria Scanlon
Credit 101: How Does Credit Work?
Jesslyn Firman
What Are the 3 Types of Credit and How Do They Affect Your Credit Score?
FinanceJar Team
What Affects Your Credit Score?
Samuel Osbourne
What Is a Good Credit Score?
FinanceJar Team
What Is a Bad Credit Score?
FinanceJar Team
Improving your credit
Improving your credit is all about managing your debt wisely. Learn the truth about credit repair, and what you can do on your own.
Understanding your credit report
Learn what helps and hurts on your credit report, what those inquiry codes mean, and how to deal with collection companies.
- Derogatory Marks: What Are They and How Do You Remove Them?
- What Is a Hard Inquiry and How Does It Impact Your Credit?
- Why Was an Account Removed from My Credit Report?
- Can a Debt Collection Agency Report an Old Debt as New?
- How Long Do Collections Stay on Your Credit Report?
- How Long Do Hard Inquiries Stay on Your Credit Report?
Getting a credit card
Whether you have bad, little, or no credit, there are credit cards that will help you on your financial journey. Take a look at our 5-star credit card reviews before applying.
7 Best Credit Cards for Bad Credit in October 2022
Kari Dearie
Best Credit Cards for No Credit History in October 2022
Zachary Vickers
Best Unsecured Credit Cards for Bad Credit in October 2022
Kari Dearie
Guaranteed Approval Credit Cards for Bad Credit in October 2022
Kari Dearie
Best Gas Cards for Bad Credit in October 2022
Kari Dearie
Best Credit Cards for College Students in October 2022
Kari Dearie
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Latest Posts
How Much Will a Tradeline Boost Your Credit Score?
Adding a new tradeline to your credit report can help you get a...
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Does Leasing a Car Build Credit?
Yes, leasing a car will help you build your credit, assuming you...
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Does Credit Karma Lower Your Credit Score?
No, Credit Karma won’t damage your credit score. Neither will other...
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Guaranteed Approval Credit Cards with $10,000 Limits for Bad Credit with No Deposit Required
Unfortunately, guaranteed-approval unsecured credit cards for bad...
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Shell Fuel Rewards® Card 2022 Review: 10¢ Off Every Gallon
The Shell Fuel Rewards® Card is a closed-looped credit card...
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