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FinanceJar

FinanceJar

Take the next step on your journey

  • Credit Scores
    • Get Free Credit Score
    • Get Your Free FICO Score
    • Credit Score Range
  • Credit Repair
  • Credit Reports
    • Credit Inquiries
  • Debt
    • List of Collection Agencies
  • Loans
  • About Us

Take the next step on your financial journey

Whether you’re just starting out or well underway, we’re here to guide you in the right direction.

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Advice you can take to the bank

We’re a team of credit and personal finance experts who believe that you deserve better and safer financial advice. We’re dedicated to providing fresh, accurate, and honest guidance.

Read more about us

Understanding 
your credit

To put yourself on the path to financial success, you need to understand your credit report and how it affects your credit score.

Icons depicting various types of credit on a grid representing what credit is

What Is Credit and Why Is It Important?

Victoria Scanlon

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Credit 101: How Does Credit Work?

Victoria Scanlon

Three types of credit as puzzle pieces

What Are the 3 Types of Credit and How Do They Affect Your Credit Score?

FinanceJar Team

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What Affects Your Credit Score?

Samuel Osbourne

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What Is a Good Credit Score?

Robert Jellison

Gauge showing a bad credit score

What Is a Bad Credit Score?

FinanceJar Team

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Not sure what your credit score is?

Get your free FICO score today.

Get My Free Score

Already know your credit score?

Use our handy slider to see where you fall on the credit score range.

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Improving your credit

Improving your credit is all about managing your debt wisely. Learn the truth about credit repair, and what you can do on your own.

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  • How to Improve Your Credit Score
  • 7 Ways to Fix Your Credit
  • How to Build Credit (At Any Stage)
  • How to Dispute an Item on Your Credit Report
  • How to Remove Hard Inquiries from Your Credit Report
  • 4 Ways to Remove Collections from Your Credit Report

Understanding your credit report

Learn what helps and hurts on your credit report, what those inquiry codes mean, and how to deal with collection companies.

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  • Derogatory Marks: What Are They and How Do You Remove Them?
  • What Is a Hard Inquiry and How Does It Impact Your Credit?
  • Why Was an Account Removed from My Credit Report?
  • Can a Debt Collection Agency Report an Old Debt as New?
  • How Long Do Collections Stay on Your Credit Report?
  • How Long Do Hard Inquiries Stay on Your Credit Report?

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Reviews you can trust

Our affiliates have no influence over the content of our reviews.

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Safe recommendations

We’ll never recommend a product or service we wouldn’t use ourselves.

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Accurate information

All of our articles are reviewed by our team of finance experts.

Latest Posts

Credit score gauge showing a score between 800 and 849
Credit Scores

Updated Dec 30, 2022

Credit Scores Between 800 and 849: Good or Bad?

If your credit score is between 800 and 849, it's one of the best...

Robert Jellison
Credit score gauge showing scores between 781 and 799
Credit Scores

Dec 29, 2022

Credit Scores Between 781 and 799: Good or Bad?

Credit scores between 781 and 799 are considered excellent. They'll...

Robert Jellison
Credit score gauge showing a score between 760 and 780
Credit Scores

Dec 29, 2022

Credit Scores Between 760 and 780: Good or Bad?

Credit scores between 760 and 798 are very good. Scores in this...

Robert Jellison
Credit score gauge showing a score between 740 and 759
Credit Scores

Dec 29, 2022

Credit Scores Between 740 and 759: Good or Bad?

If your credit score falls in the 740–759 range, it's considered a...

Robert Jellison
Credit score gauge showing a score between 700 and 739
Credit Scores

Updated Dec 29, 2022

Credit Scores Between 700 and 739: Good or Bad?

Credit scores between 700 and 739 are average to above average, and...

Robert Jellison
Credit score gauge showing a score between 670 and 699
Credit Scores

Updated Dec 29, 2022

Credit Scores Between 670 and 699: Good or Bad?

Credit scores between 670 and 699 are in the "good" range in FICO's...

Robert Jellison
FinanceJar

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© 2023 – ONR Financial Networks LLC – All Rights Reserved.

  • Credit Scores
    • Get Free Credit Score
    • Get Your Free FICO Score
    • Credit Score Range
  • Credit Repair
  • Credit Reports
    • Credit Inquiries
  • Debt
    • List of Collection Agencies
  • Loans
  • About Us

We hope this template helps you achieve your goals.

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What you’ll get

  • Assess

    Fill in your information and we will securely pull your TransUnion credit report.

  • Address

    We challenge inaccurate negative items with the bureaus and your creditors.

  • Advise

    We will give you advice for how you can improve your credit. Don’t want to wait? Call us now.

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What you’ll get

1
Assess

Fill in your information and we will securely pull your TransUnion credit report.

2
Address

We challenge inaccurate negative items with the bureaus and your creditors.

3
Advise

We will give you advice for how you can improve your credit. Don’t want to wait? Call us now.

This is completely secure and won’t hurt your credit score.

By clicking "Submit" I agree by electronic signature to: (1) be contacted about credit repair or credit repair marketing by a live agent, artificial or prerecorded voice and SMS text at my residential or cellular number, dialed manually or by autodialer, and by email (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use.

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