Survey: Credit Scores and Their Relationship to Race, Age, Income & Other Demographic Factors, August 2022
There are definite correlations between credit scores and income,...
Robert Jellison
Latest Articles
Robert Jellison
Does Paying Utility Bills Help Build Credit?
You won’t automatically build credit by paying your utility...
Jesslyn Firman
What Is the Lowest Credit Score Possible?
In most scoring models, the lowest credit score you can have is...
Jesslyn Firman
Is the Credit Scoring System Rigged, Unfair, and Biased?
There are serious flaws in the credit scoring system that reinforce...
Jessica Norris
No Credit Score: Does It Mean a Zero Credit Score?
Having no credit score isn’t the same as having a zero credit...
Yi-Jane Lee
Does Paying Phone Bills Help Build Credit?
You won’t automatically build credit from paying your phone bills,...
Jesslyn Firman
What Is UltraFICO and Can It Boost My Credit Score?
UltraFICO is a type of credit score launched by FICO in 2019. It...
Mark Slack
Does Paying Rent Build Credit?
You won’t automatically build credit from paying your rent, but you...
Jesslyn Firman
Average Credit Score in the US: Statistics and Trends
The average FICO credit score in the US has been steadily rising,...
Victoria Scanlon
What Credit Score Do You Need to Get a Credit Card?
There’s no minimum credit score you need for a credit card....
Kari Dearie
Will Paying Off Student Loans Help or Hurt Your Credit Score?
Paying your student loans will benefit your credit score in the...
Victoria Scanlon
What Is Credit and Why Is It Important?
Credit is the ability to borrow sums of money or use services and...
Victoria Scanlon
