• Skip to primary navigation
  • Skip to main content
  • Skip to footer

FinanceJar

FinanceJar

Take the next step on your journey

  • Credit Scores
    • Get Free Credit Score
    • Get Your Free FICO Score
    • Credit Score Range
  • Credit Repair
  • Credit Reports
    • Credit Inquiries
  • Debt
    • List of Collection Agencies
  • Loans
  • About Us

Home Debt Collection Agencies Ascendium

How to Remove Ascendium Education Solutions, Inc. from Your Credit Report

Credit report showing Ascendium collection account

At a glance

  • Ascendium Education Solutions, Inc. is student loan guarantor based in Wisconsin.
  • Ascendium collections may appear on your credit report if you stopped repaying your student loans.

  • We'll discuss what Ascendium does and how to deal with them.

Get expert help. Call now to remove [AGENCY] from your credit report.

Call (855) 764-0034 Tap to Call

Specialists available Monday to Friday, 10AM - 8PM EST.

Written by FinanceJar Team

Updated Oct 4, 2022

Fresh advice you can trust

We promise to always deliver the best financial advice that we can. Our writers and editors follow strict editorial standards and operate independently from our advertisers and affiliates. Learn more about how we make money.

Even if you’ve never heard of Ascendium Education Solutions before, you could find yourself in a scary situation where they’re contacting you repeatedly and asking you to pay a debt.

Thankfully, there are steps you can take to get Ascendium to stop calling you and stop damaging your credit. Below you’ll find everything you need to know about Ascendium and your options.

Table of Contents

  1. What is Ascendium?
  2. Is Ascendium a scam or a legitimate company?
  3. How to stop Ascendium from hurting your credit

What is Ascendium?

Ascendium Education Solutions, Inc. is a federal student loan guarantor and the sole subsidiary of Ascendium Education Group. They’re the designated student loan guarantor for Arkansas, Iowa, Minnesota, Montana, North Dakota, Ohio, Puerto Rico, South Dakota, the Virgin Islands, and Wisconsin.

The company was founded in 1967 and is currently based in Madison, WI, although it hasn’t always gone by the name Ascendium. In 2018, Ascendium Education Group was introduced as the new name for the student loan guarantor Great Lakes Higher Education Corporation. 1

Is Ascendium a debt collector?

Ascendium may or may not be considered a debt collector. Ascendium is a loan guarantor, and some courts have ruled that they’re not necessarily required to abide by debt collection laws like the Fair Debt Collection Practices Act (FDCPA). 2

With that said, Ascendium Education Solutions may contact you about missing payments if you have a loan they manage that’s gone into delinquency or default, and they do perform student loan collections on behalf of the federal government.

Is Ascendium a scam or a legitimate company?

Ascendium is a legitimate company that’s entrusted by the US federal government to manage student loan accounts. They hold a membership with ACA International, and they’re accredited by the Better Business Bureau (BBB). 3 4

However, scammers may impersonate Ascendium, so you should always verify the identity of anyone asking you to pay a debt. You can do so by contacting Ascendium Education Solutions directly using the contact information below.

How to stop Ascendium from hurting your credit

If you see a derogatory mark on your credit report from American Web Loan or an account that doesn’t belong to you, you should take steps to stop them from hurting your credit.

Begin by disputing the item on your credit report, which you can do by sending a letter to the relevant credit bureau:

Getting your student loans out of collections

If you have student loans in collections, then you can get them current again through one of the post-default repayment programs available for government loan borrowers:

  • Student loan rehabilitation: A special payment plan that removes default marks from your credit report. 5 You just need to make nine consecutive monthly payments within 20 days of the due date over the course of 10 months.
  • Student loan consolidation: A program that combines multiple loans into a single Direct Consolidation Loan. With debt consolidation, all of your loans are merged into a single loan with a fixed interest rate and repayment schedule.

Remember that if you’re struggling to make your loan payments to Ascendium, they may offer hardship assistance, and there are plenty of resources available online to help you get out of debt and rebuild your credit after collections.

Other Collection Agencies

  • ARSI
  • ARS National Services
  • ARS Recovery
  • ARstrat
  • Armada Corp
  • AscensionPoint Recovery Services
  • Ashwood Financial
  • Aspen Collections
  • Asset Acceptance, LLC
  • Asset Compliant Solutions

Article Sources

  1. Wisconsin Department of Public Instruction. "Great Lakes Higher Education Corporation Changes Name, Continues to Offer Free Materials" Retrieved October 4, 2022.
  2. UNITED STATES DISTRICT COURT DISTRICT OF CONNECTICUT. "No. 3:19-cv-01311" Retrieved October 4, 2022.
  3. ACA International. "Ascendium Education Solutions" Retrieved October 4, 2022.
  4. Better Business Bureau. "Ascendium Education Group, Inc." Retrieved October 4, 2022.
  5. Federal Student Aid. "Don’t get discouraged if you’re in default on your federal student loan." Retrieved October 4, 2022.

FinanceJar Team

Staff Writers & Editors

View Author

The FinanceJar Team is a group of financial experts, writers, and industry professionals who collaborate to bring you fresh and simple insights into your finances. They're dedicated to guiding you toward the right path on your financial journey.

Related Articles

Credit report showing SYNCB/PPC
Credit Inquiries

Nov 5, 2021

SYNCB/PPC: What Is It and Why Is It on My Credit Report?

SYNCB/PPC stands for Synchrony Bank/PayPal Credit. There are a few...

FinanceJar Team
Polar bear guarding credit report in ice, representing how to freeze your credit
Credit Reports

Sep 22, 2021

How to Freeze Your Credit

A credit freeze prevents prospective lenders and creditors from...

Samuel Osbourne
Black car being repossessed which has an impact on credit
Credit Repair

Aug 5, 2022

How Long Does a Repo Stay on Your Credit?

A repossession takes 7 years to come off your credit report,...

FinanceJar Team
Gauge representing credit utilization rate
Credit Scores

Oct 6, 2021

Credit Utilization: What It Is and How It Affects Your Credit Score

Your credit utilization is the amount of your revolving credit that...

FinanceJar Team
Man disputing an item on his credit report with the credit bureaus
Credit Repair

Sep 13, 2021

How to Dispute an Item on Your Credit Report

If you suspect you have inaccurate information on your credit...

Victoria Scanlon
erasing and removing late payment from credit report
Credit Repair

Sep 24, 2021

How to Remove Late Payments from Your Credit Report

You can get late payments removed from your credit report by...

FinanceJar Team
FinanceJar

Footer

Credit

  • Credit Scores
  • Credit Repair
  • Credit Reports
  • Debt

Company

  • About Us
  • Contact Us

Legal

  • Terms & Conditions
  • Privacy Policy

How We Make Money

We make money from advertising. We place links on our website to our affiliates, and when you click those links, our affiliates compensate us for it. Our relationships with our affiliates may affect which products we feature on our site and where these products appear in our articles.

Facebook Twitter Instagram TikTok YouTube LinkedIn Pinterest

© 2023 – ONR Financial Networks LLC – All Rights Reserved.

  • Credit Scores
    • Get Free Credit Score
    • Get Your Free FICO Score
    • Credit Score Range
  • Credit Repair
  • Credit Reports
    • Credit Inquiries
  • Debt
    • List of Collection Agencies
  • Loans
  • About Us

We hope this template helps you achieve your goals.

Would you please review us?

A review would mean a lot to us — and takes less than 20 seconds. Let us know what you think. Thanks!

Leave My Review

What you’ll get

  • Assess

    Fill in your information and we will securely pull your TransUnion credit report.

  • Address

    We challenge inaccurate negative items with the bureaus and your creditors.

  • Advise

    We will give you advice for how you can improve your credit. Don’t want to wait? Call us now.

Don’t want to wait? Call us!

Monday to Friday, 10AM - 7PM EST

FinanceJar

Get a FREE 5-minute credit consultation.

Get a credit improvement plan that works for you with 1 phone call.

What you’ll get

1
Assess

Fill in your information and we will securely pull your TransUnion credit report.

2
Address

We challenge inaccurate negative items with the bureaus and your creditors.

3
Advise

We will give you advice for how you can improve your credit. Don’t want to wait? Call us now.

This is completely secure and won’t hurt your credit score.

By clicking "Submit" I agree by electronic signature to: (1) be contacted about credit repair or credit repair marketing by a live agent, artificial or prerecorded voice and SMS text at my residential or cellular number, dialed manually or by autodialer, and by email (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use.

Don’t want to wait? Call (888) 859-0871 now

FinanceJar

Advertising Disclosure

Some of our articles feature links to our partners, who compensate us when you click them. This may affect the products and services that we showcase in our articles and how we place and order them. It does not affect our evaluations of them, which our writers and editors create independently, without considering our relationships with our partners.

FinanceJar

Editorial Standards

We promise to always deliver the best financial advice that we can. That’s our first priority, and we take it seriously.

To ensure that our articles and reviews are objective and unbiased, our writers and editors operate independently from our advertisers and affiliates. Our writers do not take FinanceJar’s relationship with its affiliates into consideration when writing their reviews and articles.

Everything we publish is as accurate and as complete as we can make it. All of our articles undergo several rounds of fact-checking before we publish them, and we do our best to keep them as no-nonsense and jargon-free as possible while still delivering the information that you need.

We know that taking financial advice from us requires a lot of trust on your part. We’re grateful for that trust, and we won’t abuse it. Learn more about our editorial standards.

FinanceJar

How We Make Money

FinanceJar partners with other companies in the credit and finance industry, such as credit card issuers and credit repair companies.

We make money through advertising. Our pages feature links to our partners’ websites. If you click on one of those links, we get paid.

The links to our partners are always clearly marked. You’ll always be able to tell what you’re clicking. We’ll never try to trick you into clicking anything you’re not genuinely interested in.

That’s the only way that we make money. We don’t accept compensation in exchange for reviews or articles, and we don’t directly sell any products or services ourselves. Our editorial team operates independently (with no influence from our affiliates or our advertising team) so as to avoid compromising the objectivity of our reviews. Learn more about how we make money.