Your phone’s ringing, your mailbox is full of letters, and you’ve been left wondering why ARSI won’t let up asking you to pay up on a debt. You may be glad to hear that you can put a stop to those communications (at least in the short term) by sending a simple letter.
However, you’ve got to do it quickly. Follow the steps below—there’s a small chance you might be able to get out of paying the debt entirely.
Table of Contents
What is ARSI?
ARSI (Account Recovery Specialists, Inc.) is a debt collection company founded in 1974 and headquartered in Wichita, Kansas. 1
ARSI is a debt collection agency, meaning they buy debt from other companies, then attempt to collect payments for those debts.
Other names for Amerisol Collections
If ARSI is trying to collect a debt from you, they may appear on your credit report in different ways. Names for ARSI include:
- ARSI Collections
- Account Recovery Specialists, Inc.
Who does ARSI collect for?
ARSI collects the following types of debt:
Is ARSI legitimate?
Yes, ARSI is a legitimate company. It’s incorporated since 1992 and accredited by the BBB since 2002. 2
Although ARSI is a real company, that doesn’t mean they always play by the rules. Debt collectors are notorious for pressuring debtees into paying up by harassing them with phone calls and letters. If ARSI is persistently contacting you, understand your rights and what you can do about the situation.
Additionally, some fraudsters may contact you pretending to be ARSI. If you’ve received a phone call from ARSI requesting a repayment of debt, don’t send any money until you’ve received an accompanying letter validating your debt.
How to deal with ARSI
Ready to take control of your debt with ARSI? Choose the methods you want to attempt below.
If the debt is inaccurate, learn how to remove the collection from your credit report.
If your rights are being violated, learn how to fight back using protections under federal law.
If you're not certain the debt is yours, request more information (and temporarily stop collection efforts).
If you're ready to pay up, learn how to do it in a way that keeps you on better financial footing.