The last thing you want is to have to deal with debt collectors like A.R.M. Solutions—especially if you can’t afford to pay or you don’t even recognize the debt to begin with.
Thankfully, you have options. Find out everything you need to know about what types of debts A.R.M. Solutions collects, how to deal with them, and how to protect your legal rights.
Table of Contents
What is A.R.M. Solutions?
Based in Camarillo, CA, A.R.M. Solutions, Inc. is a debt collection agency that provides debt collection services to American companies in a variety of industries. They’ve been in business since 2004. 1
A.R.M. Solutions provides several types of debt collection services: 2
- Third-party collections
- First-party collections
- Collections outsourcing
- Contingency collections
This means they could be collecting a debt using either their own name or the name of one of your creditors.
Other names for A.R.M. Solutions
Like many debt collection agencies, A.R.M. Solutions also has alternative names. 1 They may go by any of the following:
- A.R.M. Solutions, Inc.
- Accelerated Revenue Management
- ARM Solutions
- ARM Solutions, Inc.
- Accelerated Revenue Management Solutions
Who does A.R.M. Solutions collect for?
A.R.M. Solutions collects various types of debts. In particular, they work for companies of all sizes in the following industries: 3
- Propane and fuel
- Pest control
- Waste management
- Media subscriptions
- Security systems
- Bottled water
- Medical and healthcare
- Lawn and landscaping
A.R.M. Solution’s wide range of clients means that it may be hard to guess why they’re contacting you. It’s important to get all the information regarding your alleged debt to determine who you actually owe before making any payments.
Is A.R.M. Solutions a scam?
No, A.R.M. Solutions isn’t a scam. They’re a legitimate debt collection organization that services companies nationwide. They’re accredited by the Better Business Bureau and hold a membership with ACA International. 1 4
However, this doesn’t mean A.R.M. Solutions always carries out their business ethically. Debt collection agencies often violate consumer rights.
You should also stay vigilant against scammers impersonating A.R.M. Solutions and other legitimate debt collection agencies. These scammers may pretend to be an A.R.M. Solutions representative and claim that you have unpaid debt that will hurt your credit score or get you into legal trouble.
It’s always important to verify the validity of these claims before making any payments. You can do so by checking your personal records and contacting A.R.M. Solutions using the contact information below.
How to deal with A.R.M. Solutions
Ready to take control of your debt with A.R.M. Solutions? Choose the methods you want to attempt below.
If the debt is inaccurate, learn how to remove the collection from your credit report.
If your rights are being violated, learn how to fight back using protections under federal law.
If you're not certain the debt is yours, request more information (and temporarily stop collection efforts).
If you're ready to pay up, learn how to do it in a way that keeps you on better financial footing.