If a debt collector contacts you, they’ll be trying to collect money from you. So if Aspen National Collections is calling you, they’re probably hoping to pressure you into paying up.
No one likes dealing with debt collectors, and it’s easy to get flustered by them. However, if you hear from a debt collection agency, it’s important to stay calm and do your homework to avoid getting bullied or scammed.
Read on to find out what to expect and what you should do if Aspen National Collections contacts you.
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What is Aspen National Collections?
Aspen National Collections is a national debt collection agency—a company that collects very overdue debts that consumers owe to other businesses. Aspen National Collections began its collection operations in 2000 in Grand Junction, Colorado. They now also operate in Florida.
Aspen National Collections specializes in a few different types of niche debt collection services, although it also sometimes collects other types of debts.
Alternative names for Aspen National Collections
You may see Aspen National Collections referred to as Aspen National Financial, Inc., which is its legal name.
Who do Aspen National Collections collect debts for?
Aspen National Collections provides debt collection services for various types of companies. In particular, they specialize in debt collection services for:
- Student loans companies
- Cooperatives supplying utilities
- Timeshare or vacation ownership resorts
Is Aspen National Collections a legitimate company or a scam?
Aspen National Collections is a legitimate debt collection company. They’re also accredited with the Better Business Bureau (BBB) and are a member of ACA International (the Association of Credit and Collection Professionals), which is a trade association for professional businesses and individuals who work in the debt collection industry.
However, just because a debt collection company is legitimate doesn’t mean it will always behave ethically. Debt collectors are famous for skirting or even breaking the law, and Aspen National Collections has been in legal trouble more than once. 1 2
As such, it’s important to know your rights under the Fair Debt Collection Practices Act before you interact with them. Also bear in mind that scammers often impersonate real debt collection companies.
You can make sure that you’re talking to a legitimate debt collector contacting them with the contact details provided here. You should also familiarize yourself with the procedures they’re legally obliged to follow and be on the lookout for red flags.
How to deal with Aspen National Collections
Ready to take control of your debt with Aspen National Collections? Choose the methods you want to attempt below.
If the debt is inaccurate, learn how to remove the collection from your credit report.
If your rights are being violated, learn how to fight back using protections under federal law.
If you're not certain the debt is yours, request more information (and temporarily stop collection efforts).
Pay Debt Collector
If you're ready to pay up, learn how to do it in a way that keeps you on better financial footing.