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Home Debt Collection Agencies Aspen Collections

How to Remove Aspen National Collections from Your Credit Report

Credit report showing Aspen National Collections collection account

At a glance

  • Aspen National Collections is a debt collection agency that operates out of Grand Junction, Colorado and Brooksville, Florida.
  • We'll discuss what they do, what your rights are, and how to get them off your credit report.
  • Aspen National Collections is likely hurting your credit score.

Get expert help. Call now to remove Aspen National Collections from your credit report.

Call (855) 764-0034 Tap to Call

Specialists available Monday to Friday, 10AM - 8PM EST.

Written by FinanceJar Team

Sep 16, 2022

Fresh advice you can trust

We promise to always deliver the best financial advice that we can. Our writers and editors follow strict editorial standards and operate independently from our advertisers and affiliates. Learn more about how we make money.

If a debt collector contacts you, they’ll be trying to collect money from you. So if Aspen National Collections is calling you, they’re probably hoping to pressure you into paying up.

No one likes dealing with debt collectors, and it’s easy to get flustered by them. However, if you hear from a debt collection agency, it’s important to stay calm and do your homework to avoid getting bullied or scammed.

Read on to find out what to expect and what you should do if Aspen National Collections contacts you.

Table of Contents

  1. What is Aspen National Collections?
  2. Who do Aspen National Collections collect debts for?
  3. Is Aspen National Collections a legitimate company or a scam?
  4. How to deal with Aspen National Collections

What is Aspen National Collections?

Aspen National Collections is a national debt collection agency—a company that collects very overdue debts that consumers owe to other businesses. Aspen National Collections began its collection operations in 2000 in Grand Junction, Colorado. They now also operate in Florida.

Aspen National Collections specializes in a few different types of niche debt collection services, although it also sometimes collects other types of debts.

Alternative names for Aspen National Collections

You may see Aspen National Collections referred to as Aspen National Financial, Inc., which is its legal name.

Who do Aspen National Collections collect debts for?

Aspen National Collections provides debt collection services for various types of companies. In particular, they specialize in debt collection services for:

  • Student loans companies
  • Cooperatives supplying utilities
  • Timeshare or vacation ownership resorts

Is Aspen National Collections a legitimate company or a scam?

Aspen National Collections is a legitimate debt collection company. They’re also accredited with the Better Business Bureau (BBB) and are a member of ACA International (the Association of Credit and Collection Professionals), which is a trade association for professional businesses and individuals who work in the debt collection industry.

However, just because a debt collection company is legitimate doesn’t mean it will always behave ethically. Debt collectors are famous for skirting or even breaking the law, and Aspen National Collections has been in legal trouble more than once. 1 2

As such, it’s important to know your rights under the Fair Debt Collection Practices Act before you interact with them. Also bear in mind that scammers often impersonate real debt collection companies.

You can make sure that you’re talking to a legitimate debt collector contacting them with the contact details provided here. You should also familiarize yourself with the procedures they’re legally obliged to follow and be on the lookout for red flags.

Aspen National Collections Contact Information

If you want to remove Aspen Collections from your credit report, write to their address:

aspen collections logo

Address: PO Box 10689
Brooksville, FL 34603
Phone Number: (800) 981-9420
Website: aspennational.com

Disputing an incorrect entry on your credit report can be stressful and difficult. Consider working with a professional.

How to deal with Aspen National Collections

Ready to take control of your debt with Aspen National Collections? Choose the methods you want to attempt below.

Dispute Collections

If the debt is inaccurate, learn how to
remove the collection from your
credit report
.

Stop Harassment

If your rights are being violated,
learn how to fight back using protections
under federal law.

Verify Debt

If you're not certain the debt is yours,
request more information (and
temporarily stop collection efforts).

Pay Debt Collector

If you're ready to pay up, learn how to
do it in a way that keeps you on better
financial footing.

 

Other Collection Agencies

  • ARSI
  • ARstrat
  • Ascendium
  • AscensionPoint Recovery Services
  • Ashwood Financial
  • Asset Acceptance, LLC
  • AssetCare, LLC
  • Asset Compliant Solutions
  • Asset Maximization Group
  • Asset Recovery Solutions, LLC

Article Sources

  1. United States District Court Middle District of Florida 2018 Nov 19 Pii 3: 23 Orlando Division. "Ellingson, et al. v. Aspen National Financial, Inc. - 6:18-cv-01994-RBD-GJK" Retrieved September 16, 2022.
  2. The U.S. District Court for the Northern District of Illinois Eastern Division. "Case: 1:07-cv-02439 Document #: 50" Retrieved September 16, 2022.

FinanceJar Team

Staff Writers & Editors

View Author

The FinanceJar Team is a group of financial experts, writers, and industry professionals who collaborate to bring you fresh and simple insights into your finances. They're dedicated to guiding you toward the right path on your financial journey.

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