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Home Debt Collection Agencies First Credit Services

How to Remove First Credit Services, Inc. from Your Credit Report

credit report showing first credit services collection account

At a glance

  • First Credit Services, Inc. is a debt collection agency based in Georgia.
  • We'll discuss what they do, what your rights are, and how to get them off your credit report.
  • First Credit Services is likely hurting your credit score.

Get expert help. Call now to remove First Credit Services from your credit report.

Call (855) 764-0034 Tap to Call

Specialists available Monday to Friday, 10AM - 8PM EST.

Written by FinanceJar Team

Sep 19, 2022

Fresh advice you can trust

We promise to always deliver the best financial advice that we can. Our writers and editors follow strict editorial standards and operate independently from our advertisers and affiliates. Learn more about how we make money.

You may be feeling confused or even scared if a company called First Credit Services has recently contacted you and asked you to pay them money. Luckily, you have access to information and resources that will allow you to fight First Credit Services and permanently stop their calls.

Below you’ll find everything you need to know about what debts First Credit Services collects and what your debt collection rights are.

Table of Contents

  1. What is First Credit Services?
  2. What debts does First Credit Services collect?
  3. Is First Credit Services a scam company?
  4. How to deal with First Credit Services

What is First Credit Services?

First Credit Services, Inc. is a debt collection agency that operates in a wide range of industries. They’re currently based in Columbus, GA and have been in business since 1993. 1

The company provides the following debt collection services:

  • First-party collections
  • Third-party collections
  • Business process outsourcing (BPO)
  • Claims management for medical debts

In addition to using the name First Credit Services, the company also does business as Accounts Receivable Technologies. 2

What debts does First Credit Services collect?

First Credit collects debts on behalf of companies in various sectors. Specifically, they may ask you to pay any of the following types of debt: 3

  • Auto loans
  • Credit cards
  • Consumer loans
  • Government debt
  • Health and fitness club memberships
  • Medical bills
  • Other debts owed to financial institutions

Since First Credit handles both first-party and third-party collections, there’s a chance that they’ve actually bought your debt from your creditor. If this is the case, they won’t actually be working for another company.

Is First Credit Services a scam company?

No, First Credit Services isn’t a scam. They’re a real and legit debt collection agency, and they’re accredited by the Better Business Bureau (BBB). 4 They also have memberships with the Receivables Management Association International (RMAI) and ACA International. 5 6

Even though First Credit isn’t a scam, there’s no guarantee that they’ll always abide by debt collection laws. Unfortunately, it’s not uncommon for debt collectors to violate consumer rights through harassment, deception, or negligent collection practices.

It’s also worth noting that scammers sometimes pose as legit debt collectors. Never give out your personal information or send money to someone claiming to be a debt collector without first contacting the debt collection agency directly to verify the debt. You can contact First Credit Services using the information below.

First Credit Services Contact Information

If you want to remove First Credit Services from your credit report, write to their address:

First Credit Services Logo

Address: 9 Wills Way
Piscataway, NJ 08854
Phone Number: (800) 606-7066
Website: www.firstcreditonline.com

Disputing an incorrect entry on your credit report can be stressful and difficult. Consider working with a professional.

How to deal with First Credit Services

Ready to take control of your debt with First Credit Services? Choose the methods you want to attempt below.

Dispute Collections

If the debt is inaccurate, learn how to
remove the collection from your
credit report
.

Stop Harassment

If your rights are being violated,
learn how to fight back using protections
under federal law.

Verify Debt

If you're not certain the debt is yours,
request more information (and
temporarily stop collection efforts).

Pay Debt Collector

If you're ready to pay up, learn how to
do it in a way that keeps you on better
financial footing.

 

Other Collection Agencies

  • FAST Collections
  • FBCS
  • FMA Alliance
  • Fidelity Collections
  • Financial Credit Network
  • First Collection Services
  • First Federal Credit Control
  • First Financial Asset Management
  • First National Collection Bureau
  • Firstsource Advantage

Article Sources

  1. Better Business Bureau. "First Credit Services, Inc" Retrieved September 20, 2022.
  2. First Credit Services. "First Credit Services" Retrieved September 20, 2022.
  3. First Credit Services. "Reimagined debt collection and customer engagement solutions for every industry" Retrieved September 20, 2022.
  4. Better Business Bureau. "First Credit Services, Inc" Retrieved September 20, 2022.
  5. RMAI. "MEMBERSHIP ROSTER AS OF SEPTEMBER 1, 2022" Retrieved September 20, 2022.
  6. ACA International. "First Credit Services Inc dba Accounts Receivable Technologies" Retrieved September 20, 2022.

FinanceJar Team

Staff Writers & Editors

View Author

The FinanceJar Team is a group of financial experts, writers, and industry professionals who collaborate to bring you fresh and simple insights into your finances. They're dedicated to guiding you toward the right path on your financial journey.

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