Have you gotten a phone call or received a letter from a company called Collection Bureau Hudson Valley? If they’re claiming that you owe them (or someone they represent) a debt, don’t panic.
It’s possible this debt is legitimate, but it’s also possible it’s a mistake and you don’t actually owe it. Either way, there are federal laws that protect you during the debt collection process. Make sure you know your rights and don’t agree to pay anything until you verify your debts.
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What is Collection Bureau Hudson Valley?
Collection Bureau Hudson Valley, Inc. (CBHV for short) is a debt collection agency—a company that contacts consumers and attempts to collect overdue debts on behalf of other companies, such as banks. CBHV was founded in 1974 and is based in Newburgh, NY, although they’re licensed to collect debt in all 50 states. 1
If you’ve been contacted by Collection Bureau of Hudson Valley, it’s probably because they think you owe them (or someone they represent) a debt.
Who does Collection Bureau of Hudson Valley collect for?
CBHV collects debt for companies in the following industries:
- Healthcare (clinics, hospitals, etc)
- Telecommunications (phone and internet companies, etc)
- Finance (banks)
On their website, they also note that they sometimes collect debt for governmental organizations. Consumer reports on CBHV’s Better Business Bureau page suggests that they frequently collect debts for Optimum, a telecom provider. 2
Is Collection Bureau Hudson Valley legitimate or a scam?
Collection Bureau Hudson Valley is a legitimate company, not a scam. They’re a licensed debt collector, and they’re accredited with the BBB and a member of ACA International (an association of debt collectors). 3 4
That said, even legitimate debt collectors sometimes still behave unethically and can be very aggressive in pursuit of debts. CBHV has faced litigation in the past alleging that they violated legislation protecting consumer rights, such as the Fair Debt Collection Practices Act. 5 6
Scammers also sometimes impersonate legitimate companies, so it’s possible that if someone claiming to represent Collection Bureau of Hudson Valley contacts you, they’re not who they say they are.
To protect yourself, make sure you’re familiar with the laws that protect you during the debt collection process. Never verbally agree to pay anything—always handle things in writing—and don’t admit that you owe the debt in question.
Don’t provide any personal details (especially sensitive information like your Social Security number or credit card information) over the phone, and verify any debts that CHBV claims you owe using the contact information below.
How to deal with CBHV
Ready to take control of your debt with CBHV? Choose the methods you want to attempt below.
If the debt is inaccurate, learn how to remove the collection from your credit report.
If your rights are being violated, learn how to fight back using protections under federal law.
If you're not certain the debt is yours, request more information (and temporarily stop collection efforts).
If you're ready to pay up, learn how to do it in a way that keeps you on better financial footing.