Does Credit Counseling Hurt Your Credit Score?
Credit counseling itself won’t affect your credit score, but some...
Jesslyn Firman
Latest Articles
Jesslyn Firman
What Credit Score Do You Need to Buy a Car?
There’s no minimum credit score required for financing a car,...
Yi-Jane Lee
What Credit Score Do You Start With? (And Why It Isn’t Zero)
All the major credit scoring models have a minimum credit score of...
Jesslyn Firman
No Credit Score: Does It Mean a Zero Credit Score?
Having no credit score isn’t the same as having a zero credit...
Yi-Jane Lee
If One Credit Bureau Removes an Item from My Credit Report, Do the Others Have To?
The three main credit bureaus maintain separate records of your...
Yi-Jane Lee
Should You Ever Pay a Debt Collection Agency?
You could face negative consequences for not paying debt collection...
Yi-Jane Lee
4 Ways to Find Out Which Debt Collection Agency You Owe Money To
With countless debt collection agencies out there, it can be...
Yi-Jane Lee
Does Checking Your Credit Score Lower It?
No, checking your own credit score won’t lower it. Of the two types...
Yi-Jane Lee
Does the 11-Word Phrase to Stop Debt Collectors Actually Work?
Unfortunately, the 11-word phrase is a myth. However, there are...
Yi-Jane Lee
7 Ways to Remove Medical Collections from Your Credit Report
To delete a medical collection account from your credit report, you...
Yi-Jane Lee
Can a Debt Collector Garnish Your Wages?
Wage garnishment is one of the final steps that a debt collector...
Yi-Jane Lee
How Many Points Will My Credit Score Increase After I Pay Off Collections?
Exactly how many points your credit score will increase after you...
Yi-Jane Lee
