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Home Debt Collection Agencies MetCredit

How to Remove MetCredit USA from Your Credit Report

Credit report showing MetCredit collection account

At a glance

  • MetCredit USA is a debt collection agency based in Jamestown, New York.
  • We'll discuss what they do, what your rights are, and how to get them off your credit report.
  • MetCredit USA is likely hurting your credit score.

Get expert help. Call now to remove MetCredit from your credit report.

Call (855) 764-0034 Tap to Call

Specialists available Monday to Friday, 10AM - 8PM EST.

Written by FinanceJar Team

Updated Sep 21, 2022

Fresh advice you can trust

We promise to always deliver the best financial advice that we can. Our writers and editors follow strict editorial standards and operate independently from our advertisers and affiliates. Learn more about how we make money.

Are you being called by MetCredit USA and told you owe money? Hearing this can be scary, but you have tools to handle the situation on your own terms. Learn what rights you have, what resources are available, and how you can stop getting stressful calls or letters from debt collectors.

Table of Contents

  1. What is MetCredit USA?
  2. Who does MetCredit USA collect for?
  3. Is MetCredit USA a scam?
  4. How to deal with MetCredit

What is MetCredit USA?

MetCredit USA is a debt collection agency founded in 1925 and based in Jamestown, New York. MetCredit is a third-party debt collector, meaning they pursue unpaid accounts on behalf of other businesses.

They advertise a specialty in collecting debt for medical and healthcare businesses. However, they also work with businesses and unpaid accounts outside of the medical industry.

Who does MetCredit USA collect for?

MetCredit USA works with debts in a variety of sectors: 1

  • Commercial debt
  • Commercial cleaning
  • Construction
  • Consumer collections
  • Dental receivables
  • Estate & deceased
  • Financial & lending
  • Fitness club & gym
  • Healthcare receivables
  • Moving & relocation
  • Security & alarms
  • Tenancy debt
  • Veterinarian receivables

Is MetCredit USA a scam?

No, MetCredit USA is not a scam. They’re a legitimate company that’s been incorporated since 1965. 2

However, legitimate companies can still operate unethically. Debt collectors are notorious for using scare tactics and harassment to pursue unpaid debts. Know your rights when you’re being contacted by MetCredit, and never pay a debt that hasn’t been properly verified.

MetCredit USA Contact Information

If you want to remove MetCredit from your credit report, write to their address:

MetCredit

Address: 117 W 4th St, PO Box 1132
Jamestown, New York 14701-1132
Phone Number: (888) 291-4490 or (716) 664-4490
Website: metcreditusa.com

Disputing an incorrect entry on your credit report can be stressful and difficult. Consider working with a professional.

How to deal with MetCredit

Ready to take control of your debt with MetCredit? Choose the methods you want to attempt below.

Dispute Collections

If the debt is inaccurate, learn how to
remove the collection from your
credit report
.

Stop Harassment

If your rights are being violated,
learn how to fight back using protections
under federal law.

Verify Debt

If you're not certain the debt is yours,
request more information (and
temporarily stop collection efforts).

Pay Debt Collector

If you're ready to pay up, learn how to
do it in a way that keeps you on better
financial footing.

 

Other Collection Agencies

  • MCB Collection Service
  • McCarthy, Burgess & Wolff
  • Medical Data Systems
  • Medicredit
  • Meduit
  • Michael J Adams PC
  • Midland Credit Management
  • MiraMed Revenue Group
  • Modern Adjustment Bureau
  • Monterey Financial Services

Article Sources

  1. MetCredit USA. "Home" Retrieved September 21, 2022.
  2. Better Business Bureau. "MetCredit USA" Retrieved September 21, 2022.

FinanceJar Team

Staff Writers & Editors

View Author

The FinanceJar Team is a group of financial experts, writers, and industry professionals who collaborate to bring you fresh and simple insights into your finances. They're dedicated to guiding you toward the right path on your financial journey.

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    • List of Collection Agencies
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