If MCA Collection Agency calls you, you may be wondering whether you should ignore them or whether you should just throw money at them so that they go away. In fact, it’s best to do neither.
If a debt collector is claiming you owe them (or someone they represent) money, don’t panic. There are some simple steps you can take to regain control of the situation and protect yourself from getting scammed or bullied.
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What is MCA Collection Agency?
MCA Collection Agency is a debt collection agency that was established in 1950 and is headquartered in St. Louis, Missouri. 1 They collect debts throughout Missouri, as well as in Illinois. They also operate in several other states.
Alternative names for MCA Collection Agency
MCA Collection Agency started its life as Medical-Commercial Audit, Inc., but it’s now officially registered under the name of MCA Management Company. It’s also sometimes referred to as MCA Management Co or MCA Management Collection Agency.
Other debt collection companies with similar names
Be careful not to confuse MCA Collection Agency with Municipal Collections of America (MCA), which is a separate company with a similar name.
What services does MCA Collection Agency offer?
MCA Collection Agency provides several different services:
- Traditional contingency fee collections
- Second placement collections accepted
- Early out or first-party collections
- Legal referrals
- 30 day pre-collect
Is MCA Collection Agency a real debt collection agency?
Yes, MCA Collection Agency is a real debt collection agency. They’re a member of the Association of Credit and Collection Professionals (ACA International, formerly known as the American Collectors Association). 2 They’re also accredited and rated A+ by the Better Business Bureau (BBB). 3
However, that doesn’t necessarily mean that they’ll act ethically. Debt collectors are notorious for using aggressive strategies to collect money.
You also have to be careful about scammers impersonating legitimate debt collectors. To be safe, verify any debts before you make payments on them, and check that you’re sending payments to the correct place. You can do this by using the contact information on this page to contact MCA Collection Agency.
How to deal with MCA Collection Agency
Ready to take control of your debt with MCA Collection Agency? Choose the methods you want to attempt below.
Dispute Collections If the debt is inaccurate, learn how to remove the collection from your credit report. | Stop Harassment If your rights are being violated, learn how to fight back using protections under federal law. |
Verify Debt If you're not certain the debt is yours, request more information (and temporarily stop collection efforts). | Pay Debt Collector If you're ready to pay up, learn how to do it in a way that keeps you on better financial footing. |
