If you’ve recently been contacted by a company called Diaz & Associates, Inc., there’s a good chance you’ve never heard of them (or the debt they’re trying to collect), but don’t worry. There are ways to get them to leave you alone for good.
It’s crucial that you take steps right now to protect your credit, finances, and rights from the damage of collections and unlawful debt collection practices.
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What is Diaz & Associates?
Diaz & Associates, Inc. is a debt collection agency, debt buyer, and debt seller based in Tustin, CA. The company was founded in 2001, and they perform various activities related to debt collection and debt management.
Because they often own the debt they’re collecting, Diaz & Associates may be more persistent than other, similar debt collection agencies when pursuing payment for an outstanding debt.
What debts does Diaz & Associates collect?
Although they don’t specify the types of debts they deal with, complaints filed against Diaz & Associates, Inc. on the Better Business Bureau (BBB) website indicate that they collect on the following accounts: 1
- Credit cards
- Retail financing accounts
The debt collection company doesn’t specifically list which industries it collects and sells debt for.
Is Diaz & Associates a scam?
No, Diaz & Associates, Inc. isn’t technically a scam. They’re a real company that’s accredited by the BBB and registered in several states. 1 2
However, they’ve been known to engage in unethical debt collection practices, and you should be on extra high alert if they contact you.
Warning: Diaz & Associates pursues invalid debts
There’s evidence that Diaz & Associates regularly pursue invalid debts, including unverifiable accounts and illegal debts. They’ve even faced class action lawsuits for this behavior. 3 4
Their BBB page also reveals a long list of complaints from consumers claiming that Diaz & Associates contacted them about an account they never had—and the company’s responses to these complaints reveal that they regularly go after debts they have no proof exist or pursue payments from the wrong person entirely. 1
For this reason, it’s particularly important that you verify any debts that Diaz & Associates contacts you about by reviewing your personal records (bills, bank statements, etc.) and asking for proof before you make any payments.
How to deal with Diaz & Associates
Ready to take control of your debt with Diaz & Associates? Choose the methods you want to attempt below.
If the debt is inaccurate, learn how to remove the collection from your credit report.
If your rights are being violated, learn how to fight back using protections under federal law.
If you're not certain the debt is yours, request more information (and temporarily stop collection efforts).
Pay Debt Collector
If you're ready to pay up, learn how to do it in a way that keeps you on better financial footing.