There’s nothing more stressful than receiving a debt collection notice from a mysterious collections agency like Creditors Bureau Associates (CBA), especially when you don’t have the money to pay or you’re not even sure you owe the debt in question.
The good news is that by learning more about Creditors Bureau Associates and your rights as a consumer, you can put CBA’s collection efforts to an end and regain control of your finances.
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What is Creditors Bureau Associates?
Based in Macon, Georgia, Creditors Bureau Associates (also known as CBA Macon), is a debt collection agency that began operations in 1990. They collect debts on behalf of businesses in a wide range of industries in the United States. 1
Creditors Bureau Associates offer these creditors the following debt collection services: 2
- First-party collections
- Third-party collections
- Call center operation
- Data scrubbing
- Early-out collections
- Health insurance follow-up
Because CBA performs both first-party and third-party debt collection, they could be contacting you about a debt you owe to someone else or a debt that they bought from your healthcare provider or one of your creditors.
Companies with similar names to Creditors Bureau Associates
There are several debt collection agencies with similar names to CBA Macon. Be careful not to confuse Creditors Bureau Associates with the following other debt collection agencies:
- Credit Bureau Associates of Georgia
- Collection Bureau Associates
- Collection Bureau Associates of Georgia
Who does Creditors Bureau Associates collect debts for?
CBA Macon provides collection services to companies in the healthcare and commercial industries. Below are examples of companies they collect for: 1
- EMS service providers
- Utility providers
- Telecommunications companies
Because of the wide range of companies and organizations that CBA Macon collects debts for, it may be difficult to guess why they’re contacting you. They may contact you representing the company you owe money to or as a third-party debt collector.
Is Creditors Bureau Associates a scam?
No, CBA Macon isn’t a scam. They’re a legitimate business that provides debt collection services for healthcare providers and companies in various industries. They’re even accredited by the Better Business Bureau (BBB) and hold a membership with ACA International. 3 4
However, this doesn’t mean they’ll always behave ethically. It’s important to remain vigilant against CBA in case they violate your consumer rights through deceptive or unfair debt collection practices.
Additionally, scammers may be posing as CBA to try to trick you into paying them. To ensure that you actually owe the debt they claim you do, double-check your account records and contact Creditors Bureau Associates directly using the contact information provided below.
How to deal with CBA
Ready to take control of your debt with CBA? Choose the methods you want to attempt below.
If the debt is inaccurate, learn how to remove the collection from your credit report.
If your rights are being violated, learn how to fight back using protections under federal law.
If you're not certain the debt is yours, request more information (and temporarily stop collection efforts).
If you're ready to pay up, learn how to do it in a way that keeps you on better financial footing.