Even if you’ve never heard of Complete Credit Solutions before, you could find yourself in a scary situation where they’re contacting you repeatedly and asking you to pay a debt.
Thankfully, you have legal rights that protect you from predatory debt collection practices. Below, we’ll outline the steps you can take to get Complete Credit Solutions to stop calling you and stop damaging your credit.
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What is Complete Credit Solutions?
Complete Credit Solutions, Inc. is a debt collection agency based in Bedford, TX, and they’ve been in business since 1999. In contrast to the majority of debt collection agencies, Complete Credit doesn’t have an official website (only a payment portal).
Nevertheless, it’s clear from the business’s responses to complaints filed on the Better Business Bureau (BBB) website that in addition to collecting debts on behalf of a variety of lenders, they also purchase delinquent accounts.
If you’re receiving calls or letters from Complete Credit, it probably means they believe you owe a debt. You may also see their name appear on your credit report as “COM CRED SOL.”
What debts does Complete Credit Solutions collect?
According to complaints filed against the company on the Better Business Bureau (BBB) website, Complete Credit Solutions collects loans from online lenders and banks as well as retail debts for the following types of products:
- Furniture
- Home security equipment
- Electronics
Is Complete Credit Solutions a legit company?
Yes, Complete Credit Solutions, Inc. is a legitimate debt collection agency. They’re not a scam company. In fact, they hold memberships with the Receivables Management Association International (RMAI) and ACA International, and they’ve been accredited by the BBB since 2020.
However, even legit organizations can violate consumer rights. For example, Complete Credit Solutions was once forced to pay a $1,000 penalty for collecting debts in Tennessee without a proper debt collection license.
What’s more, scammers may pretend to be affiliated with Complete Credit to try to trick you into paying money you don’t actually owe. To avoid this, make sure to verify your debts by contacting Complete Credit Solutions directly using the contact information below.
How to deal with Complete Credit Solutions
Ready to take control of your debt with Complete Credit Solutions? Choose the methods you want to attempt below.
Dispute Collections If the debt is inaccurate, learn how to remove the collection from your credit report. | Stop Harassment If your rights are being violated, learn how to fight back using protections under federal law. |
Verify Debt If you're not certain the debt is yours, request more information (and temporarily stop collection efforts). | Pay Debt Collector If you're ready to pay up, learn how to do it in a way that keeps you on better financial footing. |
