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Home Debt Collection Agencies Central States Recovery

How to Remove Central States Recovery (CSR) from Your Credit Report

Credit report showing Central States Recovery collection account

At a glance

  • Central States Recovery is a debt collection agency based in Hutchinson, KS.
  • We'll discuss what they do, what your rights are, and how to get them off your credit report.
  • Central States Recovery is likely hurting your credit score.

Get expert help. Call now to remove CSR from your credit report.

Call (855) 764-0034 Tap to Call

Specialists available Monday to Friday, 10AM - 8PM EST.

Written by FinanceJar Team

Sep 19, 2022

Fresh advice you can trust

We promise to always deliver the best financial advice that we can. Our writers and editors follow strict editorial standards and operate independently from our advertisers and affiliates. Learn more about how we make money.

It may come as a shock if you get a call or letter from someone working for a major debt collection agency like Central States Recovery. It can be scary and confusing to have a stranger asking you for money, especially if you’ve never done business with them or even heard of them before.

Unfortunately, Central States Recovery won’t leave you alone until they get the money they’re after. The good news is that with a little knowledge, you can fight collections and stop debt collectors dead in their tracks.

Table of Contents

  1. What is Central States Recovery?
  2. Who does Central States Recovery collect for?
  3. Is Central States Recovery a scam company?
  4. How to deal with CSR

What is Central States Recovery?

Central States Recovery, LLC is a debt collection agency based in Kansas, and they’ve been in business since 1985. 1 They perform third-party debt collection on behalf of companies in the healthcare services industry.

As a medical debt collection agency, Central States Recovery (CSR) provides the following services:

  • Calling patients
  • Analyzing patient financial details to predict a reasonable payment amount
  • Creating patient payment plans
  • Taking legal action against patients when necessary

Who does Central States Recovery collect for?

According to the company’s website, healthcare providers account for 95% of the companies that Central States Recovery works for. 2 If you’re hearing from CSR or see their name on your credit report, they’re probably trying to collect payment for an overdue medical bill, such as from a hospital or clinic visit.

However, it’s also possible that CSR may be trying to collect payments from you for a different type of consumer debt since 5% of their clients fall outside of the healthcare sector.

Is Central States Recovery a scam company?

No, Central States Recovery isn’t a scam. It’s a legitimate debt collection agency that’s accredited by ACA International. 3 However, it’s not uncommon for debt collectors to violate consumer rights, so stay vigilant against unlawful debt collection practices.

What’s more, scammers may impersonate CSR representatives to steal your money. It’s crucial that you confirm the validity of any debts you’re asked to pay. You can verify your debts by contacting Central States Recovery directly using the contact information below.

Central States Recovery (CSR) Contact Information

If you want to remove Central States Recovery from your credit report, write to their address:

Central States Recovery

Address: P.O. Box 3130
Hutchinson, KS 67501-3130
Phone Number: (800) 779-0419 or (620) 663-8811
Website: www.csrecovery.com

Disputing an incorrect entry on your credit report can be stressful and difficult. Consider working with a professional.

How to deal with CSR

Ready to take control of your debt with CSR? Choose the methods you want to attempt below.

Dispute Collections

If the debt is inaccurate, learn how to
remove the collection from your
credit report
.

Stop Harassment

If your rights are being violated,
learn how to fight back using protections
under federal law.

Verify Debt

If you're not certain the debt is yours,
request more information (and
temporarily stop collection efforts).

Pay Debt Collector

If you're ready to pay up, learn how to
do it in a way that keeps you on better
financial footing.

 

Other Collection Agencies

  • Cedar Financial
  • Central Kentucky Collections
  • Central Portfolio Control
  • Central Professional Services
  • Central Research, Inc.
  • Cerastes LLC
  • Certified Credit & Collection
  • Certified Services
  • Chapman Financial Services
  • Choice Recovery

Article Sources

  1. Better Business Bureau. "Central States Recovery" Retrieved September 20, 2022.
  2. Central States Recovery. "About Us" Retrieved September 20, 2022.
  3. ACA International. "Central States Recovery, LLC" Retrieved September 20, 2022.

FinanceJar Team

Staff Writers & Editors

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The FinanceJar Team is a group of financial experts, writers, and industry professionals who collaborate to bring you fresh and simple insights into your finances. They're dedicated to guiding you toward the right path on your financial journey.

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