If AmeriFinancial Solutions contacted you about a debt they claim you owe, it’s critical that you learn about the tools at your disposal to fight it, or how to accept it on your terms. Don’t pay up just yet—keep calm, stay focused, and follow the guidance we provide below.
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What is AmeriFinancial Solutions?
AmeriFinancial Solutions (aka Amerisol Collections) is a debt collection company based out of Baltimore, Maryland. Debt collection companies contact debt holders on behalf of other businesses to extract payment on owed debts. AmeriFinancial Solutions specifically collects medical debts.
Other names for AmeriFinancial Solutions
You may see AmeriFinancial Solutions show up on your credit report under various names, including:
- Amerisol Collections
- AmeriFinancial Solutions, LLC
- AFS
Who does AmeriFinancial Solutions collect for?
AmeriFinancial Solutions collects physician services debts. Some examples of physician services debts include:
- Physician consultations
- Medical tests
- Medical treatments
- Medical operations or procedures
Is AmeriFinancial Solutions a real company?
Yes, AmeriFinancial Solutions / Amerisol Collections is a real company, but is registered under the name AmeriFinancial Solutions, LLC. It’s a registered business in the US and only operates from call centers within the US. If you receive a phone call from a number outside the US claiming to be AmeriFinancial Solutions, this is most likely a fraudulent call.
While AmeriFinancial Solutions is a legitimate company, they may operate unethically. Many debt collectors work on a contingent basis, meaning they don’t get paid unless you pay the debt they’re attempting to collect. This motivates collectors to use aggressive tactics, like persistent calls and letters.
In fact, AmeriFinancial Solutions was sued in 2018 for violating the Fair Debt Collection Act. 1 To protect yourself from unfair debt collection practices, understand your rights and how to contend with AmeriFinancial Solutions.
How to deal with AmeriFinancial Solutions
Ready to take control of your debt with AmeriFinancial Solutions? Choose the methods you want to attempt below.
Dispute Collections If the debt is inaccurate, learn how to remove the collection from your credit report. | Stop Harassment If your rights are being violated, learn how to fight back using protections under federal law. |
Verify Debt If you're not certain the debt is yours, request more information (and temporarily stop collection efforts). | Pay Debt Collector If you're ready to pay up, learn how to do it in a way that keeps you on better financial footing. |
