Feeling aggrieved by letters and phone calls from Allied Recovery Solutions saying that you owe money? You may be able to put a stop to their debt collection efforts using tools given to you by federal law.
Here’s how to fight back and negotiate on your terms.
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What is Allied Recovery Solutions?
Allied Recovery Solutions is a New York-based insurance company and debt collecting agency that provides subrogation services—aka legal and medical claims collection—on behalf of other businesses.
Subrogation is the act of collecting insurance-claim payments from the at-fault party to reimburse insurance losses paid by the victim or insurer. Allied Recovery Solutions is a third-party service that works with insurance carriers to collect on their subrogation claims.
If you owe money to an insurance carrier based on a previous claim (for example, from an automotive accident or a medical procedure), you may be contacted by Allied Recovery Solutions.
Who does Allied Recovery Solutions collect for?
Allied Recovery Solutions collects debts on behalf of various insurers, including:
- Property & casualty carriers
- Healthcare carriers
- Reinsurance companies
- Self-insured entities
- State municipalities
- Commercial accounts 1
Is Allied Recovery Solutions a legitimate company?
Yes, Allied Recovery Solutions is a legitimate company. They have been incorporated in New York since 2007. Although they are a legitimate business, Allied Recovery Solutions may still use unethical tactics to collect debts. Allied Recovery Solutions claims their collectors are “experienced, aggressive and determined to recover every dollar possible.” 2
As Allied Recovery Solutions only receives payment after your debts have been successfully collected, you may be contacted aggressively until your debts are settled. Furthermore, a class action lawsuit was brought against Allied Recovery Solutions in 2019 for violating the Fair Debt Collection Practices Act by not providing sufficient information in their debt verification letters. 2
Be careful when answering phone calls from Allied Recovery Solutions, understand your right to not be harassed, and don’t send any payments until you’ve received a legitimate debt validation letter.
How to deal with Allied Recovery Solutions
Ready to take control of your debt with Allied Recovery Solutions? Choose the methods you want to attempt below.
If the debt is inaccurate, learn how to remove the collection from your credit report.
If your rights are being violated, learn how to fight back using protections under federal law.
If you're not certain the debt is yours, request more information (and temporarily stop collection efforts).
If you're ready to pay up, learn how to do it in a way that keeps you on better financial footing.