FICO Score 8: What It Is and What It Means for Your Credit
FICO 8 is the most popular credit-scoring model in the US, although...
Mark Slack
Latest Articles
Mark Slack
VantageScore 4.0: How It Works and What Your Credit Score Means
VantageScore 4.0 is a credit-scoring model produced by the company...
Mark Slack
VantageScore 3.0: How It Works and What Your Credit Score Means
VantageScore 3.0 is a credit scoring model produced by the company...
Mark Slack
Discover it® Secured Credit Card 2025 Review: Build Credit & Earn Rewards
We highly recommend the Discover it® Secured Credit Card if you’re...
Zachary Vickers
When Should I Pay My Credit Card Bill?
Paying your credit card bill on time can help you avoid paying...
Kari Dearie
Should I Pay My Credit Card in Full?
If you’re trying to maximize your credit score, you may be...
Kari Dearie
Credit Score Facts and Myths
There are several credit score facts and myths out there. While...
Yi-Jane Lee
Can You Erase Bad Credit for $250?
It's possible to erase bad credit by paying $250, although it's not...
Yi-Jane Lee
Best First Credit Cards for Beginners in February 2025
Take a look at some of the best first-time credit cards for...
Zachary Vickers
Best Secured Credit Cards in February 2025
If you have a bad credit score, secured credit cards offer access...
Zachary Vickers
Debt Settlement Letter Templates: Free Downloads & How to Write
If you have debts that you can't pay in full, you can use a debt...
Mark Slack
