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FinanceJar

FinanceJar

Take the next step on your journey

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    323-649-8707

Take the next step on your financial journey

Whether you’re just starting out or well underway, we’re here to guide you in the right direction.

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Advice you can take to the bank

We’re a team of credit and personal finance experts who believe that you deserve better and safer financial advice. We’re dedicated to providing fresh, accurate, and honest guidance.

Read more about us

Understanding 
your credit

To put yourself on the path to financial success, you need to understand your credit report and how it affects your credit score.

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What Is Credit and Why Is It Important?

Victoria Scanlon

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Credit 101: How Does Credit Work?

Victoria Scanlon

Three types of credit as puzzle pieces

What Are the 3 Types of Credit and How Do They Affect Your Credit Score?

FinanceJar Team

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What Affects Your Credit Score?

Samuel Osbourne

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What Is a Good Credit Score?

Robert Jellison

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What Is a Bad Credit Score?

FinanceJar Team

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Improving your credit

Improving your credit is all about managing your debt wisely. Learn the truth about credit repair, and what you can do on your own.

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  • How to Improve Your Credit Score
  • 7 Ways to Fix Your Credit
  • How to Build Credit (At Any Stage)
  • How to Dispute an Item on Your Credit Report
  • How to Remove Hard Inquiries from Your Credit Report
  • 4 Ways to Remove Collections from Your Credit Report

Understanding your credit report

Learn what helps and hurts on your credit report, what those inquiry codes mean, and how to deal with collection companies.

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  • Derogatory Marks: What Are They and How Do You Remove Them?
  • What Is a Hard Inquiry and How Does It Impact Your Credit?
  • Why Was an Account Removed from My Credit Report?
  • Can a Debt Collection Agency Report an Old Debt as New?
  • How Long Do Collections Stay on Your Credit Report?
  • How Long Do Hard Inquiries Stay on Your Credit Report?

Getting a credit card

Whether you have bad, little, or no credit, there are credit cards that will help you on your financial journey. Take a look at our 5-star credit card reviews before applying.

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9 Best Credit Cards for Bad Credit in May 2025

Kari Dearie

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Best Credit Cards for No Credit History in May 2025

Zachary Vickers

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Best Unsecured Credit Cards for Bad Credit in 2025

Kari Dearie

Guaranteed Approval Credit Cards for Bad Credit

Guaranteed Approval Credit Cards for Bad Credit in May 2025

Kari Dearie

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Easy Approval Gas Cards for Bad Credit in 2025

Kari Dearie

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Best Credit Cards for Students in May 2025

Kari Dearie

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Reviews you can trust

Our affiliates have no influence over the content of our reviews.

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Safe recommendations

We’ll never recommend a product or service we wouldn’t use ourselves.

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Accurate information

All of our articles are reviewed by our team of finance experts.

Latest Posts

Credit card being added to the Venmo app
Credit Cards

Dec 9, 2022

Can You Use a Credit Card on Venmo?

You can use a credit card on Venmo, but you might have to pay extra...

Victoria Scanlon
Hand holding an unsecured credit card
Credit Cards

Dec 9, 2022

What Is an Unsecured Credit Card?

An unsecured credit card is one that you don’t have to pay a...

Jessica Norris
Money being pulled out of a credit card representing how refunds on credit cards work
Credit Cards

Dec 6, 2022

How Do Refunds on Credit Cards Work?

It’s usually possible to get a refund on a credit card purchase,...

Jessica Norris
Credit card in the process of being activated
Credit Cards

Updated Dec 3, 2022

How to Activate a Credit Card

Activating a new credit card is a simple but important step that...

Victoria Scanlon
Customer carrying bags behind a percentage sign representing deferred interest financing
Loans

Updated Dec 6, 2022

What Is Deferred Interest?

Deferred interest gives you the opportunity to finance a purchase...

Victoria Scanlon
Gears next to credit card representing how credit cards work
Credit Cards

Updated Dec 9, 2022

How Do Credit Cards Work?

Credit cards are a handy financial tool for building credit and...

Victoria Scanlon
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© 2025 – ONR Financial Networks LLC – All Rights Reserved.

  • Credit Scores
    • Get Free Credit Score
    • Get Your Free FICO Score
    • Credit Score Range
  • Credit Repair
  • Credit Reports
    • Credit Inquiries
  • Credit Cards
    • Credit Card Reviews
    • Best Credit Cards for Bad Credit
    • Fair Credit
    • No Credit
    • Building Credit
    • Secured
    • Unsecured
    • 0% Interest
    • No Annual Fee
    • Guaranteed Approval
    • No Credit Check
    • No Foreign Transaction Fee
    • Gas
    • Students
  • Debt
    • List of Collection Agencies
  • Loans
  • About Us
  • 24/7 Support:

    323-649-8707

We hope this template helps you achieve your goals.

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What you’ll get

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Assess

Fill in your information and we will securely pull your TransUnion credit report.

2
Address

We challenge inaccurate negative items with the bureaus and your creditors.

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Advise

We will give you advice for how you can improve your credit. Don’t want to wait? Call us now.

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