Guaranteed Approval Credit Cards with $1,000 Limits
Credit Card | Best For | Credit Score | Annual Fee | Welcome Bonus | Apply Now | |
---|---|---|---|---|---|---|
Sable ONE Secured Credit Card | Overall | 300–850 | $0 | Cashback Match | Apply | |
OpenSky® Secured Visa® Credit Card | No Credit Check | 300–850 | $35 | N/A | Apply | |
Prosper® Card | Unsecured (No Deposit) | 300–850 | $0–$39 | N/A | Apply | |
First Progress Platinum Prestige MasterCard® Secured Credit Card | Low APR | 300–850 | $49 | N/A | Apply | |
Citi® Secured Mastercard® | No Annual Fee | 300–850 | $0 | N/A | Apply | |
Horizon Secured Credit Card | $5,000 Limit | 300–850 | $0 | N/A | Apply | |
Petal 1® Visa® Credit Card | No SSN | 300–850 | $0 | N/A | Apply | |
Total Visa® Credit Card | Instant Approval | 300–850 | $48–$75 | No cash advance fee for the first year | Apply | |
Discover it® Secured Credit Card | Cash Back | 300–850 | $0 | Cashback Match | Apply | |
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Getting a credit card for bad credit is difficult, especially when you need something with a high credit limit. Luckily, there are cards out there that are so accessible, they’re as close to guaranteed-approval credit cards as you can get.
While credit card approval is never fully guaranteed, some cards are much easier to get than others. And within those, you can find plenty of cards with credit limits up to and even over $1,000.
We’ll walk you through what you need to know about getting a guaranteed approval credit card with a $1,000 limit if you have bad credit, and show you our top 9 choices of cards.
Are there credit cards for bad credit with $1,000 credit limits?
Yes, there are credit cards for bad credit with $1,000 credit limits. While many credit cards for poor credit have low credit limits—usually between $200–$500—there are some that offer limits of up to $1,000 and higher.
When you’re looking for a bad-credit credit card with a $1,000+ limit, the easiest ones to get are secured credit cards. Secured cards require a credit card security deposit that usually determines your credit limit. So if you’re willing to put down $1,000 in a deposit upfront, you can get a credit card with the same limit.
There are also unsecured credit cards for bad credit that offer $1,000 limits, but they’re harder to qualify for. Unlike with secured cards, your credit limit on an unsecured credit card will be determined by your lender. They usually base this decision on your credit history and financial situation.
How do I get a credit card with a $1,000 limit if I have bad credit?
There are three ways to get a credit card with a $1,000 limit if you have bad credit:
- Put down a security deposit of $1,000 or more on a secured credit card.
- Qualify for an unsecured credit card with a credit limit of $1,000 or more.
- Get a credit card, then request a credit limit increase up to $1,000 after 3–12 months of responsible borrowing.
Like with any credit card, the first step to getting a credit card with a $1,000 credit limit is to apply. Before you submit your application, research prospective cards and choose the best fit for your needs. To get started, check out our list of the best guaranteed approval credit cards with $1,000 limits for bad credit below.
9 Best guaranteed approval credit cards with $1,000+ limits
In our research, we’ve found the following 9 cards to be easy to qualify for with bad credit despite offering limits of $1,000 or more.
Best overall guaranteed approval credit card with $1,000 limit
Best guaranteed approval credit card with $1,000 limit and no credit check
Best unsecured guaranteed approval credit card with $1,000 limit
Best guaranteed approval credit card with $1,000 limit with low APR
Best guaranteed approval credit card with $1,000 and no annual fee
Best guaranteed approval credit card with $5,000 limit
Best guaranteed approval credit card with $1,000 limit and no SSN
Best guaranteed instant approval credit card with $1,000 limit
Best guaranteed approval cashback credit card with $1,000 limit