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Home Credit Cards Best Gaming Credit Cards

Best Credit Cards for Gamers in May 2025 (Gaming Credit Cards)

gaming credit card

At a glance

Gamers can purchase their hardware, games, and subscriptions while earning cash back by using the right credit card for all their gaming needs.

Written by Kari Dearie

Updated Oct 26, 2022

Fresh advice you can trust

We promise to always deliver the best financial advice that we can. Our writers and editors follow strict editorial standards and operate independently from our advertisers and affiliates. Learn more about how we make money.

Gaming Credit Cards

Credit Card Best For Credit Score Annual Fee Welcome Bonus Apply Now
PlayStation® Visa® Credit Card
PlayStation® Visa® Credit Card Apply
PlayStation Games 670–850 $0 Apply
Best Buy Visa
Best Buy® Visa® Apply
Nintendo Games 670–850 $0-$59 Apply
SavorOne Rewards from Capital One
Capital One® SavorOne® Rewards Apply
Streaming 670–850 $0 $200 Apply
Amazon Prime Rewards Visa Signature
Amazon Prime Rewards Visa® Signature Card Apply
Online Purchases 670–850 $0 $150 Amazon gift card Apply
Discover it student cash back credit card
Discover it® Student Cash Back Apply
Students 580–739 $0 Cashback match Apply
wells fargo active cash card
Wells Fargo Active Cash℠ Card Apply
No Hassle 670–850 $0 $200 cash back Apply

Table of Contents

  1. Best credit cards for gamers
  2. Are there credit cards specifically designed for gaming purchases?
  3. How do I choose the best gaming credit card?

To make the most out of a credit card, you need to find one that offers perks and rewards that match your lifestyle. Frequent fliers can earn credit card miles and hotel discounts, foodies can grab dining-rewards cards, and sports fans can make the most out of entertainment-focused credit cards.

But what if your main hobby is gaming? Good news—there are cards for that too. Find out the best credit cards for buying games and gear while earning cash back on your credit card.

Best credit cards for gamers

Here are the best gaming credit cards as of May, 2025.

PlayStation® Visa® Credit Card: Best Credit Card for PlayStation Games

PlayStation Games

PlayStation® Visa® Credit Card

PlayStation® Visa® Credit Card Apply Now

on Comenity's secure site

Rates & Fees
4.3
Annual Fee

$0

Credit Score

670–850

Purchase APR

13.99%–22.74% (variable)

0% APR Period

6 Months

Rewards

  • PlayStation Purchases

    5x points on PlayStation and Sony purchases from authorized retailers

  • Phone & Internet

    3x points on your cable and internet bill payments

  • Dining

    2x points on restaurants, takeout and delivery purchases

  • Everything Else

    1x points on all other eligible purchases

Why It's Great

If you spend money on PlayStation games, this is definitely the card you want. With this card, you can earn:

  • 5x points on PlayStation products purchased directly from PlayStation (e.g., from the PlayStation Store)
  • 3x points for your cable and internet bills
  • 2x points for dining
  • 1x points for everything else

This card is made for gamers, offering cash back on expenses like game purchases, food delivery, and internet bills (although services bundled with cellular bills may not qualify).

Additionally, you can get 5 points per $1 spent (a rewards rate of 5%) on PlayStation and Sony purchases made at authorized third-party retailers, but only if you submit a Sony Rewards Bonus Points Form.

Lastly, the PlayStation® Visa® offers a welcome bonus of a $75 game when you spend $500 on non-PlayStation purchases in the first 60 days after opening your card.

Pros & Cons

Pros

  • 1%–5% rewards rate
  • No annual fee
  • 0% APR for 6 months
  • Balance transfers and cash advances allowed

Cons

  • Must be enrolled in the Sony Rewards Program to earn cash back
  • Potentially high APR
  • Foreign transaction fees
  • Must spend $500 to earn welcome bonus

My Best Buy® Visa®: Best Credit Card for Nintendo Games

Nintendo Games

Best Buy® Visa®

Best Buy Visa Apply Now

on Citibank's secure website

Rates & Fees
3.3
Annual Fee

$0-$59

Credit Score

670–850

Purchase APR

29.99% (variable)

Rewards

  • Loyalty Rewards

    5% cash back on all your purchases from Best Buy

  • Gas

    3% cash back on gas station purchases

  • Dining

    2% cash back on purchases made at bars and restaurants

  • Groceries

    2% cash back on grocery store purchases

  • Everything Else

    1% cash back on all other eligible purchases

Why It's Great

The main appeal of the Best Buy® Visa® is that it offers 5%–6% cash back on Best Buy purchases—including their wide selection of games, consoles, and gaming accessories.

It also gives cashback rewards for everyday purchases at a rate of 1%–3%, and an impressive welcome offer—you’ll receive a cashback rate of 10% on the first day that you make purchases with your Best Buy® Visa®, provided it’s within 14 days of opening the card.

So if you’ve been saving up for a massive gaming purchase, consider grabbing a Best Buy® Visa® and scoring 10% rewards for buying what you need. Just make sure to plan in advance, so you can make the most out of the one-day deal.

One major downside of the Best Buy® Visa® is that you’ll get one of two cards based on your creditworthiness: the Gold or Platinum. If your credit score only qualifies you for the Gold card, you’ll be charged a $59 annual fee.

Pros & Cons

Pros

  • 1%–6% rewards rate
  • 10% cash back welcome offer
  • Possibly no annual fee
  • Flexible credit limit

Cons

  • Possible $59 annual fee
  • High APR
  • Rewards can only be redeemed for Best Buy certificates

SavorOne Rewards from Capital One: Best Credit Card for Streaming Games

Streaming

Capital One® SavorOne® Rewards

SavorOne Rewards from Capital One Apply Now

on Capital One's secure website

Rates & Fees
4.7
Annual Fee

$0

Credit Score

670–850

Purchase APR

17.99%–27.99% (variable)

0% APR Period

15 Months

Rewards

  • Welcome Bonus

    $200 if you spend $500 within 3 months

  • Capital One Entertainment

    8% cash back on purchases made on the Capital One Entertainment platform

  • Vivid Seats

    8% cash back on Vivid Seats ticket purchases

  • Dining

    5% cash back on rental cars and hotels purchased through Capital One Travel

  • Streaming Services

    3% cash back on purchases at restaurants, cafes, bars, and other dining establishments

  • Entertainment

    3% cash back on purchases made at eligible entertainment venues

  • Groceries

    3% cash back on grocery purchases

  • Everything Else

    1% cash back on all other eligible purchases

Why It's Great

This is an all-around impressive rewards card, no matter what your usual expenses are. However, you can earn generous rewards by using the SavorOne Rewards card to pay your game streaming service subscriptions.

The rewards program includes:

  • 8% cash back on Capital One Entertainment purchases
  • 5% cash back on hotels and rental cars
  • 3% cash back on streaming services, dining, entertainment, and groceries
  • 1% cash back on everything else

On top of the regular cash back, you’ll get $200 in bonus cash if you spend $500 in your first 3 months of card ownership. While many cards offer bonuses upon spending a certain amount, this is a relatively low threshold for a high reward.

Pros & Cons

Pros

  • No annual fee
  • 1%–8% rewards rate
  • 0% APR for 15 months
  • $200 welcome bonus

Cons

  • Potentially high APR
  • Complicated rewards program
  • High cash advance APR

Amazon Prime Rewards Visa® Signature Card: Best Credit Card for Online Purchases

Online Purchases

Amazon Prime Rewards Visa® Signature Card

Amazon Prime Rewards Visa Signature Apply Now

on Amazon's secure site

Rates & Fees
4.7
Annual Fee

$0

Credit Score

670–850

Purchase APR

17.24%–25.24% (variable)

Rewards

  • Welcome Bonus

    $150 Amazon gift card immediately after card approval

  • Rotating Category

    10% cash back or more on a rotating selection of Amazon products and categories

  • Loyalty Rewards

    5% cash back on purchases from Amazon.com and Whole Foods Market

  • Dining

    2% cash back on purchases at restaurants

  • Gas

    2% cash back on gas station purchases

  • Drugstores

    2% cash back on purchases at drugstores

  • Everything Else

    1% cash back on all other eligible purchases

Why It's Great

If you’re already an Amazon Prime member and buy games or gaming equipment through the platform, the Amazon Prime Rewards Visa® Signature credit card is a great addition to your wallet. Through its generous rewards program, you can get:

  • 5% cash back at Amazon and Whole Foods
  • 2% cash back at restaurants, gas stations, and drugstores
  • 1% cash back on utilities, rideshare, and all other purchases
  • Up to 25% back on select products through limited offers

Given the high rewards rate for Amazon shopping and the range of gaming products available through Amazon, you can easily discount your online purchases with this card’s rewards.

Additionally, you’ll get a $100 Amazon gift card as a welcome gift when you open your account, giving you some bonus cash to spend on games or gear.

Pros & Cons

Pros

  • No annual fee
  • 1%–5% rewards rate
  • $100 welcome bonus
  • Travel benefits
  • No foreign transaction fees

Cons

  • 5% cash rewards are only available for purchases with Amazon businesses
  • Amazon Prime membership of $139/year is required
  • High APR

Discover It® Student Cash Back Card: Best Credit Card for Student Gamers

Students

Discover it® Student Cash Back

Discover it student cash back credit card Apply Now

on Discover's secure site

Rates & Fees
4.6
Annual Fee

$0

Credit Score

580–739

Purchase APR

15.99%–24.99% (variable)

0% APR Period

6 Months

Rewards

  • Welcome Bonus

    Cashback match earns you a dollar-for-dollar match on your first-year rewards

  • Rotating Category

    5% cash back on select purchases each quarter (e.g., Amazon, grocery stores, restaurants, gas stations, and PayPal), up to the quarterly maximum

  • Everything Else

    1% cash back on all other eligible purchases

Why It's Great

The Discover It® Student Cash Back credit card is a generous rewards card for students. If you’re in school and spend your time out of class on a computer or console, this card may be perfect for you.

As it’s a student credit card, you can qualify for this card even with a limited credit history (unlike other cards on this list). Plus, you’ll jump-start your credit-building journey so you graduate ready to take on greater financial responsibilities.

The Discover It® Student Cash Back credit card gives you:

  • 1% cashback rate for everyday purchases (unlimited)
  • 5% cash back on rotating categories
  • Unlimited cashback matching for the first year of card ownership

Given the unlimited cashback match during your first year using the Discover It® Student Cash Back credit card, you could get 10% on all your gaming purchases if you time them strategically.

You’ll have to commit to monitoring rotating categories if you want to maximize your rewards with this card, but most categories include options for gaming purchases. Take, for example, the 2022 quarterly bonus categories:

  • Jan–Mar: Grocery stores, fitness clubs, gym memberships (excluding Walmart and Target purchases)
  • Apr–Jun: Gas stations and Target
  • Jul–Sept: Restaurants and PayPal
  • Oct–Dec: Amazon.com and digital wallets

Combining strategic spending with your first-year cashback match could go a long way in funding your burgeoning gaming oasis.

Pros & Cons

Pros

  • No annual fee
  • No foreign transaction fees
  • 1%–5% rewards rate
  • Cashback match in the first year
  • Introductory offers on APRs and fees
  • No fee for first late payment

Cons

  • High APR
  • Rotating bonus categories
  • Limited card acceptance abroad
  • Only available to students

Wells Fargo Active Cash℠ Card: Best Hassle-Free Gaming Credit Card

No Hassle

Wells Fargo Active Cash℠ Card

wells fargo active cash card Apply Now

on Wells Fargo's secure site

Rates & Fees
4.8
Annual Fee

$0

Credit Score

670–850

Purchase APR

18.74%–28.74% (variable)

0% APR Period

15 Months

Rewards

  • Welcome Bonus

    $200 cash back when you spend $1,000 in the first 3 months

  • All Purchases

    2% cash back on all eligible purchases

Why It's Great

The Wells Fargo Active Cash℠ credit card is great for its simplicity. It offers a flat 2% cashback rate on all purchases, no caps, no caveats, and no special categories.

It also gives a $200 cash bonus if you spend $1,000 on the card in the first 3 months.

Along with its no-fuss rewards program, the card offers 0% APR for 15 months, no annual fee, and a benefits package that includes up to $600 in cell phone protection.

Pros & Cons

Pros

  • No annual fee
  • 2% cash back
  • 0% APR for 15 months
  • $200 welcome bonus

Cons

  • Balance transfer fees
  • 3% foreign transaction fees
  • Potentially high APR

Are there credit cards specifically designed for gaming purchases?

Yes, there are credit cards specifically for gaming purchases. PlayStation offers a Visa credit card that rewards you for purchases in the PlayStation Store, as well as cable and internet bills. Several other credit cards offer rewards that are good for both gaming and other purchases.

How do I choose the best gaming credit card?

To choose the best gaming credit card, assess the fees and rewards structure of each card, and estimate how much money you’re likely to spend on games versus other necessities. For instance, some cards emphasize travel rewards on top of cashback rewards. The card you choose will depend on your lifestyle or the gaming system you own.

Additionally, consider where you spend the most money on your gaming, then find a card that helps offset those costs. For example, you can find a card that offers rewards or benefits for:

  • Gaming hardware
  • Gaming software
  • In-game purchases
  • Internet and utilities

How we rate our credit cards

Applying for a new credit card is a big decision. That's why FinanceJar's card experts carefully studied the following details of potential gaming credit cards to determine what the best options are today:

  • Fees
  • Interest Rates
  • Rewards
  • Accessibility
  • Benefits
  • Borrowing Terms

These factors, among many others, are part of our 5-star credit card rating methodology for all card categories. Our star ratings are unbiased and independent of our affiliates and advertisers.

Kari Dearie

Credit Cards Editor

View Author

Kari Dearie is an editor for FinanceJar specializing in credit and personal finance. She previously managed a B2B website in the data privacy and digital compliance industry.

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