Best Gaming Credit Cards of 2024: Credit Cards for Gamers

Gaming Credit Cards

Credit Card	Best For	Credit Score	Annual Fee	Welcome Bonus	Apply Now
PlayStation® Visa® Credit Card Apply	PlayStation Games	670–850	$0		Apply
Best Buy® Visa® Apply	Nintendo Games	670–850	$0-$59		Apply
Capital One® SavorOne® Rewards Apply	Streaming	670–850	$0	$200	Apply
Amazon Prime Rewards Visa® Signature Card Apply	Online Purchases	670–850	$0	$150 Amazon gift card	Apply
Discover it® Student Cash Back Apply	Students	580–739	$0	Cashback match	Apply
Wells Fargo Active Cash℠ Card Apply	No Hassle	670–850	$0	$200 cash back	Apply

Best credit cards for gamers
Are there credit cards specifically designed for gaming purchases?
How do I choose the best gaming credit card?

To make the most out of a credit card, you need to find one that offers perks and rewards that match your lifestyle. Frequent fliers can earn credit card miles and hotel discounts, foodies can grab dining-rewards cards, and sports fans can make the most out of entertainment-focused credit cards.

But what if your main hobby is gaming? Good news—there are cards for that too. Find out the best credit cards for buying games and gear while earning cash back on your credit card.

Best credit cards for gamers

Here are the best gaming credit cards as of December, 2024.

PlayStation® Visa® Credit Card: Best Credit Card for PlayStation Games

PlayStation Games

PlayStation® Visa® Credit Card

Apply Now

on Comenity's secure site

Rates & Fees

4.3

Annual Fee $0	Credit Score 670–850
Purchase APR 13.99%–22.74% (variable)	0% APR Period 6 Months

Rewards

PlayStation Purchases

5x points on PlayStation and Sony purchases from authorized retailers
Phone & Internet

3x points on your cable and internet bill payments
Dining

2x points on restaurants, takeout and delivery purchases
Everything Else

1x points on all other eligible purchases

Why It's Great

If you spend money on PlayStation games, this is definitely the card you want. With this card, you can earn:

5x points on PlayStation products purchased directly from PlayStation (e.g., from the PlayStation Store)
3x points for your cable and internet bills
2x points for dining
1x points for everything else

This card is made for gamers, offering cash back on expenses like game purchases, food delivery, and internet bills (although services bundled with cellular bills may not qualify).

Additionally, you can get 5 points per $1 spent (a rewards rate of 5%) on PlayStation and Sony purchases made at authorized third-party retailers, but only if you submit a Sony Rewards Bonus Points Form.

Lastly, the PlayStation® Visa® offers a welcome bonus of a $75 game when you spend $500 on non-PlayStation purchases in the first 60 days after opening your card.

Pros & Cons

Pros

1%–5% rewards rate
No annual fee
0% APR for 6 months
Balance transfers and cash advances allowed

Cons

Must be enrolled in the Sony Rewards Program to earn cash back
Potentially high APR
Foreign transaction fees
Must spend $500 to earn welcome bonus

My Best Buy® Visa®: Best Credit Card for Nintendo Games

Nintendo Games

Best Buy® Visa®

Apply Now

on Citibank's secure website

Rates & Fees

3.3

Annual Fee $0-$59	Credit Score 670–850
Purchase APR 29.99% (variable)

Rewards

Loyalty Rewards

5% cash back on all your purchases from Best Buy
Gas

3% cash back on gas station purchases
Dining

2% cash back on purchases made at bars and restaurants
Groceries

2% cash back on grocery store purchases
Everything Else

1% cash back on all other eligible purchases

Why It's Great

The main appeal of the Best Buy® Visa® is that it offers 5%–6% cash back on Best Buy purchases—including their wide selection of games, consoles, and gaming accessories.

It also gives cashback rewards for everyday purchases at a rate of 1%–3%, and an impressive welcome offer—you’ll receive a cashback rate of 10% on the first day that you make purchases with your Best Buy® Visa®, provided it’s within 14 days of opening the card.

So if you’ve been saving up for a massive gaming purchase, consider grabbing a Best Buy® Visa® and scoring 10% rewards for buying what you need. Just make sure to plan in advance, so you can make the most out of the one-day deal.

One major downside of the Best Buy® Visa® is that you’ll get one of two cards based on your creditworthiness: the Gold or Platinum. If your credit score only qualifies you for the Gold card, you’ll be charged a $59 annual fee.

Pros & Cons

Pros

1%–6% rewards rate
10% cash back welcome offer
Possibly no annual fee
Flexible credit limit

Cons

Possible $59 annual fee
High APR
Rewards can only be redeemed for Best Buy certificates

SavorOne Rewards from Capital One: Best Credit Card for Streaming Games

Streaming

Capital One® SavorOne® Rewards

Apply Now

on Capital One's secure website

Rates & Fees

4.7

Annual Fee $0	Credit Score 670–850
Purchase APR 17.99%–27.99% (variable)	0% APR Period 15 Months

Rewards

Welcome Bonus

$200 if you spend $500 within 3 months
Capital One Entertainment

8% cash back on purchases made on the Capital One Entertainment platform
Vivid Seats

8% cash back on Vivid Seats ticket purchases
Dining

5% cash back on rental cars and hotels purchased through Capital One Travel
Streaming Services

3% cash back on purchases at restaurants, cafes, bars, and other dining establishments
Entertainment

3% cash back on purchases made at eligible entertainment venues
Groceries

3% cash back on grocery purchases
Everything Else

1% cash back on all other eligible purchases

Why It's Great

This is an all-around impressive rewards card, no matter what your usual expenses are. However, you can earn generous rewards by using the SavorOne Rewards card to pay your game streaming service subscriptions.

The rewards program includes:

8% cash back on Capital One Entertainment purchases
5% cash back on hotels and rental cars
3% cash back on streaming services, dining, entertainment, and groceries
1% cash back on everything else

On top of the regular cash back, you’ll get $200 in bonus cash if you spend $500 in your first 3 months of card ownership. While many cards offer bonuses upon spending a certain amount, this is a relatively low threshold for a high reward.

Pros & Cons

Pros

No annual fee
1%–8% rewards rate
0% APR for 15 months
$200 welcome bonus

Cons

Potentially high APR
Complicated rewards program
High cash advance APR

Amazon Prime Rewards Visa® Signature Card: Best Credit Card for Online Purchases

Online Purchases

Amazon Prime Rewards Visa® Signature Card

Apply Now

on Amazon's secure site

Rates & Fees

4.7

Annual Fee $0	Credit Score 670–850
Purchase APR 17.24%–25.24% (variable)

Rewards

Welcome Bonus

$150 Amazon gift card immediately after card approval
Rotating Category

10% cash back or more on a rotating selection of Amazon products and categories
Loyalty Rewards

5% cash back on purchases from Amazon.com and Whole Foods Market
Dining

2% cash back on purchases at restaurants
Gas

2% cash back on gas station purchases
Drugstores

2% cash back on purchases at drugstores
Everything Else

1% cash back on all other eligible purchases

Why It's Great

If you’re already an Amazon Prime member and buy games or gaming equipment through the platform, the Amazon Prime Rewards Visa® Signature credit card is a great addition to your wallet. Through its generous rewards program, you can get:

5% cash back at Amazon and Whole Foods
2% cash back at restaurants, gas stations, and drugstores
1% cash back on utilities, rideshare, and all other purchases
Up to 25% back on select products through limited offers

Given the high rewards rate for Amazon shopping and the range of gaming products available through Amazon, you can easily discount your online purchases with this card’s rewards.

Additionally, you’ll get a $100 Amazon gift card as a welcome gift when you open your account, giving you some bonus cash to spend on games or gear.

Pros & Cons

Pros

No annual fee
1%–5% rewards rate
$100 welcome bonus
Travel benefits
No foreign transaction fees

Cons

5% cash rewards are only available for purchases with Amazon businesses
Amazon Prime membership of $139/year is required
High APR

Discover It® Student Cash Back Card: Best Credit Card for Student Gamers

Students

Discover it® Student Cash Back

Apply Now

on Discover's secure site

Rates & Fees

4.6

Annual Fee $0	Credit Score 580–739
Purchase APR 15.99%–24.99% (variable)	0% APR Period 6 Months

Rewards

Welcome Bonus

Cashback match earns you a dollar-for-dollar match on your first-year rewards
Rotating Category

5% cash back on select purchases each quarter (e.g., Amazon, grocery stores, restaurants, gas stations, and PayPal), up to the quarterly maximum
Everything Else

1% cash back on all other eligible purchases

Why It's Great

The Discover It® Student Cash Back credit card is a generous rewards card for students. If you’re in school and spend your time out of class on a computer or console, this card may be perfect for you.

As it’s a student credit card, you can qualify for this card even with a limited credit history (unlike other cards on this list). Plus, you’ll jump-start your credit-building journey so you graduate ready to take on greater financial responsibilities.

The Discover It® Student Cash Back credit card gives you:

1% cashback rate for everyday purchases (unlimited)
5% cash back on rotating categories
Unlimited cashback matching for the first year of card ownership

Given the unlimited cashback match during your first year using the Discover It® Student Cash Back credit card, you could get 10% on all your gaming purchases if you time them strategically.

You’ll have to commit to monitoring rotating categories if you want to maximize your rewards with this card, but most categories include options for gaming purchases. Take, for example, the 2022 quarterly bonus categories:

Jan–Mar: Grocery stores, fitness clubs, gym memberships (excluding Walmart and Target purchases)
Apr–Jun: Gas stations and Target
Jul–Sept: Restaurants and PayPal
Oct–Dec: Amazon.com and digital wallets

Combining strategic spending with your first-year cashback match could go a long way in funding your burgeoning gaming oasis.

Pros & Cons

Pros

No annual fee
No foreign transaction fees
1%–5% rewards rate
Cashback match in the first year
Introductory offers on APRs and fees
No fee for first late payment

Cons

High APR
Rotating bonus categories
Limited card acceptance abroad
Only available to students

Wells Fargo Active Cash℠ Card: Best Hassle-Free Gaming Credit Card

No Hassle

Wells Fargo Active Cash℠ Card

Apply Now

on Wells Fargo's secure site

Rates & Fees

4.8

Annual Fee $0	Credit Score 670–850
Purchase APR 18.74%–28.74% (variable)	0% APR Period 15 Months

Rewards

Welcome Bonus

$200 cash back when you spend $1,000 in the first 3 months
All Purchases

2% cash back on all eligible purchases

Why It's Great

The Wells Fargo Active Cash℠ credit card is great for its simplicity. It offers a flat 2% cashback rate on all purchases, no caps, no caveats, and no special categories.

It also gives a $200 cash bonus if you spend $1,000 on the card in the first 3 months.

Along with its no-fuss rewards program, the card offers 0% APR for 15 months, no annual fee, and a benefits package that includes up to $600 in cell phone protection.

Pros & Cons

Pros

No annual fee
2% cash back
0% APR for 15 months
$200 welcome bonus

Cons

Balance transfer fees
3% foreign transaction fees
Potentially high APR

Are there credit cards specifically designed for gaming purchases?

Yes, there are credit cards specifically for gaming purchases. PlayStation offers a Visa credit card that rewards you for purchases in the PlayStation Store, as well as cable and internet bills. Several other credit cards offer rewards that are good for both gaming and other purchases.

How do I choose the best gaming credit card?

To choose the best gaming credit card, assess the fees and rewards structure of each card, and estimate how much money you’re likely to spend on games versus other necessities. For instance, some cards emphasize travel rewards on top of cashback rewards. The card you choose will depend on your lifestyle or the gaming system you own.

Additionally, consider where you spend the most money on your gaming, then find a card that helps offset those costs. For example, you can find a card that offers rewards or benefits for:

Gaming hardware
Gaming software
In-game purchases
Internet and utilities

Best Credit Cards for Gamers in December 2024 (Gaming Credit Cards)

Gaming Credit Cards

Table of Contents

Best credit cards for gamers

PlayStation® Visa® Credit Card: Best Credit Card for PlayStation Games

My Best Buy® Visa®: Best Credit Card for Nintendo Games

SavorOne Rewards from Capital One: Best Credit Card for Streaming Games

Amazon Prime Rewards Visa® Signature Card: Best Credit Card for Online Purchases

Discover It® Student Cash Back Card: Best Credit Card for Student Gamers

Wells Fargo Active Cash℠ Card: Best Hassle-Free Gaming Credit Card

Are there credit cards specifically designed for gaming purchases?

How do I choose the best gaming credit card?

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Gaming Credit Cards

Table of Contents

Best credit cards for gamers

PlayStation® Visa® Credit Card: Best Credit Card for PlayStation Games

My Best Buy® Visa®: Best Credit Card for Nintendo Games

SavorOne Rewards from Capital One: Best Credit Card for Streaming Games

Amazon Prime Rewards Visa® Signature Card: Best Credit Card for Online Purchases

Discover It® Student Cash Back Card: Best Credit Card for Student Gamers

Wells Fargo Active Cash℠ Card: Best Hassle-Free Gaming Credit Card

Are there credit cards specifically designed for gaming purchases?

How do I choose the best gaming credit card?

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