Hard Inquiries: How Many Is Too Many?
Multiple hard inquiries can lower your credit score and signal to...
Samuel Osbourne
Latest Articles
Samuel Osbourne
Time-Barred Debt: What It Is and How To Handle It
When a debt is time-barred, it’s old enough that creditors and debt...
Jessica Norris
What Is a FICO Score? FICO Credit Scores Explained
FICO scores are the most common credit scores that lenders use to...
Robert Jellison
9 Benefits of Having a Good Credit Score
Having a good credit score will get you more than just bragging...
Jesslyn Firman
What Is a Charge Off?
A charge-off is an account with missed payments that your creditor...
FinanceJar Team
Credit Mix: How Does It Determine Your Credit Score?
Your credit mix is the variety of the types of credit accounts you...
FinanceJar Team
What Is a Bad Credit Score?
There’s no universally agreed-upon point at which a credit score...
FinanceJar Team
Credit Utilization: What It Is and How It Affects Your Credit Score
Your credit utilization is the amount of your revolving credit that...
FinanceJar Team
FICO vs. VantageScore: What’s the Difference?
FICO and VantageScore are both companies that produce your credit...
Samuel Osbourne
Length of Credit History: How Does It Affect Your Credit Score?
Your credit score is affected by the length of your credit history,...
Samuel Osbourne
Does Opening a Credit Card Hurt Your Credit?
Opening a new credit card can hurt your credit score slightly in...
FinanceJar Team
Pay for Delete: What It Is and Whether You Should Do It
Pay for delete is a negotiation strategy used for getting a...
Victoria Scanlon
