Do Balance Transfers Hurt Your Credit?
A balance transfer won’t necessarily hurt your credit score. It...
Jesslyn Firman
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Jesslyn Firman
Business Credit Cards vs. Personal Credit Cards: What’s the Difference?
Business credit cards and personal credit cards function in similar...
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7 Ways to Protect Your Credit and Identity
By protecting your personal information, you can safeguard your...
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How Does Being an Authorized User Affect Your Credit Score?
Being an authorized user can help you build credit if the primary...
Renée Chen
How Long Does a Short Sale Stay on Your Credit Report?
A short sale stays on your credit report for seven years. If you...
Renée Chen
How Often Does Your Credit Score Update?
Your credit score may update on a weekly or even daily basis. It...
Renée Chen
609 Dispute Letter: What Is It and Does It Really Work? (With Examples)
Unfortunately, 609 dispute letters aren't an effective tool for...
Jessica Norris
Is AnnualCreditReport.com Safe to Use?
AnnualCreditReport.com is the only website authorized by the...
Renée Chen
Can You Go to Jail for Debt?
You can’t usually go to jail for debt, but there are a few...
Renée Chen
Pay for Delete Letter Templates: Free Downloads & How to Write
You can use a pay for delete letter to remove a negative item from...
Renée Chen
Goodwill Letter Templates: Free Downloads & How to Write
You can send a goodwill letter to a creditor or debt collector to...
Zachary Vickers
Debt-to-Income Ratio: What It Is and Why It Matters
Your debt-to-income ratio (DTI) is a value representing the...
Jessica Norris
