How Much Credit Should You Have (And Are You Using Too Much)?
The amount of credit you have will impact your credit score. Find...
Kari Dearie
Latest Articles
Kari Dearie
What Is a Grace Period on a Credit Card and How Does It Work?
A credit card grace period is usually the time between your...
Kari Dearie
What Credit Score Do You Start With? (And Why It Isn’t Zero)
All the major credit scoring models have a minimum credit score of...
Jesslyn Firman
10 Reasons Credit Cards Get Declined and How to Prevent It
There are a variety of reasons a credit card may be declined....
Kari Dearie
What Is a Credit Limit & How Is It Determined?
A credit limit is the total amount of money you can spend on a...
Kari Dearie
Credit Card Points: How Do They Work and What Are They Worth?
Credit card points are a type of reward that you can earn by using...
Renée Chen
Debt Management Plans: What They Are & How to Get Help
Debt management can help you get out of debt by simplifying your...
Jesslyn Firman
What Is APR on a Credit Card?
APR on a credit card is the annual rate of interest that you’ll be...
Kari Dearie
What Is a Credit Card Annual Fee? Is It Worth It?
A credit card’s annual fee is the yearly cost of owning it. But is...
Kari Dearie
How Does a Security Deposit on a Credit Card Work?
A security deposit for a credit card is the collateral you put down...
Kari Dearie
How Is Your Credit Score Calculated?
Your credit score is calculated based on the information in your...
Jesslyn Firman
Does Checking Your Credit Score Lower It?
No, checking your own credit score won’t lower it. Of the two types...
Yi-Jane Lee
