Average Credit Score in the US: Statistics and Trends
The average FICO credit score in the US has been steadily rising,...
Victoria Scanlon
Latest Articles
Victoria Scanlon
How Old Do You Have to Be to Get a Credit Card?
You need to be 18 years old to open your own credit card account....
Victoria Scanlon
How to Remove Negative Items from Your Credit Report by Yourself
You don’t need to hire a credit repair expert to erase bad credit....
Victoria Scanlon
Should I Pay Off Closed Accounts on My Credit Report?
Paying off closed accounts won’t get them automatically deleted...
Victoria Scanlon
How to Remove a Charge-Off from Your Credit Report
You can remove charge-offs from your credit report by disputing...
Victoria Scanlon
Will Paying Off Student Loans Help or Hurt Your Credit Score?
Paying your student loans will benefit your credit score in the...
Victoria Scanlon
How Much Does Credit Repair Cost?
Credit repair is free if you do it yourself. Signing up for a...
Victoria Scanlon
What Is Credit and Why Is It Important?
Credit is the ability to borrow sums of money or use services and...
Victoria Scanlon
How Long Do Late Payments Stay on Your Credit Report?
Late payments can stay on your credit report for up to 7 years,...
Victoria Scanlon
Derogatory Marks: What Are They and How Do You Remove Them?
Derogatory marks are negative items in your credit history. They...
Victoria Scanlon
What Is an Excellent Credit Score?
An excellent credit score is any score in the highest credit score...
Victoria Scanlon
How Often Should You Check Your Credit Score?
Check your credit score when you’re preparing to apply for credit,...
Victoria Scanlon
