FICO 9: What It Is and How It Works
FICO 9 is one of the newest FICO credit scoring models. It includes...
Samuel Osbourne
Latest Articles
Samuel Osbourne
Hard Inquiries: How Many Is Too Many?
Multiple hard inquiries can lower your credit score and signal to...
Samuel Osbourne
What Is a Charge Off?
A charge-off is an account with missed payments that your creditor...
FinanceJar Team
Credit Mix: How Does It Determine Your Credit Score?
Your credit mix is the variety of the types of credit accounts you...
FinanceJar Team
What Is a Bad Credit Score?
There’s no universally agreed-upon point at which a credit score...
FinanceJar Team
FICO vs. VantageScore: What’s the Difference?
FICO and VantageScore are both companies that produce your credit...
Samuel Osbourne
Length of Credit History: How Does It Affect Your Credit Score?
Your credit score is affected by the length of your credit history,...
Samuel Osbourne
Does Opening a Credit Card Hurt Your Credit?
Opening a new credit card can hurt your credit score slightly in...
FinanceJar Team
Pay for Delete: What It Is and Whether You Should Do It
Pay for delete is a negotiation strategy used for getting a...
Victoria Scanlon
Debt-to-Credit Ratio: What It Is and How to Calculate It
Your debt-to-credit ratio is how much revolving debt you owe in...
Victoria Scanlon
Do Medical Bills Affect Your Credit Score?
Medical bills can affect your credit score, but only if your debt...
Samuel Osbourne
How to Remove Late Payments from Your Credit Report
You can get late payments removed from your credit report by...
FinanceJar Team
