5 Ways to Get Out of Debt That Actually Work
To get out of debt, pay off as much as possible each month and do...
Jesslyn Firman
Latest Articles
Jesslyn Firman
Insufficient Credit History: What It Means and How to Fix It
If you have an insufficient credit history, it means lenders think...
Samuel Osbourne
What Is Experian Boost and How Does It Work?
Experian Boost is a free service that allows you to add payments...
Jesslyn Firman
Does Requesting a Credit Limit Increase Hurt Your Credit Score?
Getting approved for a higher credit limit actually boosts your...
Jesslyn Firman
Personal Loans for Bad Credit: Best Options for 2025
You can still get a personal loan if you have bad credit, although...
Samuel Osbourne
New Credit: What It Is and How It Impacts Your Credit Score
Opening new credit accounts has a relatively small effect on your...
Jesslyn Firman
Foreclosures: How Long Do They Stay on Your Credit Report?
A foreclosure stays on your credit report for seven years, starting...
Samuel Osbourne
Voluntary Repossession: Everything You Need to Know
Voluntary repossession is when you willingly return your car (or...
Samuel Osbourne
What Is a Judgment? Everything You Need to Know
If your lender wins a court judgment against you, they can collect...
Samuel Osbourne
Interest Rates Defined: What Are They and How Do They Work?
Interest on a loan is a percentage of the balance that you pay your...
Samuel Osbourne
What Is a Hard Inquiry and How Does It Impact Your Credit?
A hard inquiry appears on your credit report when you apply for new...
Samuel Osbourne
Debt Management vs. Debt Settlement: Which Is Right for You?
Debt management and debt settlement are both options if you’re...
Jesslyn Firman
