What Affects Your Credit Score?
Five key factors affect your credit score, with your payment...
Samuel Osbourne
Latest Articles
Samuel Osbourne
FICO Score XD and XD2: What They Mean for Your Credit Score
FICO Score XD is a credit-scoring model that uses alternative data...
Mark Slack
FICO Score 10 and FICO Score 10T: What You Need to Know
In 2020, FICO released the FICO 10 Suite, which consists of FICO...
Mark Slack
FICO vs. Credit Score: What’s the Difference?
FICO scores are credit scores provided by the Fair Isaac...
Mark Slack
What Is the Highest Credit Score Possible?
The maximum credit score you can achieve is 850. Achieving a...
Samuel Osbourne
FICO Score 8: What It Is and What It Means for Your Credit
FICO 8 is the most popular credit-scoring model in the US, although...
Mark Slack
VantageScore 4.0: How It Works and What Your Credit Score Means
VantageScore 4.0 is a credit-scoring model produced by the company...
Mark Slack
35 Must-Know Credit Score Statistics for 2025
Check out the most up-to-date credit score statistics in the US to...
Victoria Scanlon
R Us Credit Card SYNCB: What Is It and Why Is It on My Credit Report?
R Us Credit Card SYNCB previously stood for Toys “R” Us/Synchrony...
FinanceJar Team
BRKSB/CBNA: What Is It and Why Is It on My Credit Report?
BRKSB/CBNA stands for Brooks Brothers/Citibank, North America....
FinanceJar Team
Suncoast Credit Union: What Is It and Why Is It on My Credit Report?
Suncoast Credit Union is a large lender that’s based out of...
FinanceJar Team
Does Closing a Credit Card Hurt Your Credit?
Closing a credit card can have a negative impact on your credit...
Kari Dearie
