What Is a Joint Credit Card and Should You Get One?
A joint credit card is an equally shared line of credit. There are...
Kari Dearie
Latest Articles
Kari Dearie
Should I Pay Off Closed Accounts on My Credit Report?
Paying off closed accounts won’t get them automatically deleted...
Victoria Scanlon
How to Remove a Charge-Off from Your Credit Report
You can remove charge-offs from your credit report by disputing...
Victoria Scanlon
Will Paying Off Student Loans Help or Hurt Your Credit Score?
Paying your student loans will benefit your credit score in the...
Victoria Scanlon
How Much Does Credit Repair Cost?
Credit repair is free if you do it yourself. Signing up for a...
Victoria Scanlon
Easiest Credit Cards to Get in February 2025
Qualifying for a credit card can be difficult. Luckily, there are...
Kari Dearie
What Is Credit and Why Is It Important?
Credit is the ability to borrow sums of money or use services and...
Victoria Scanlon
Guaranteed Approval Credit Cards for Bad Credit in February 2025
Even borrowers with no credit, bad credit, or bankruptcies in their...
Kari Dearie
How Long Do Late Payments Stay on Your Credit Report?
Late payments can stay on your credit report for up to 7 years,...
Victoria Scanlon
Derogatory Marks: What Are They and How Do You Remove Them?
Derogatory marks are negative items in your credit history. They...
Victoria Scanlon
What Is an Excellent Credit Score?
An excellent credit score is any score in the highest credit score...
Victoria Scanlon
What Is a Fair Credit Score?
A fair credit score is good enough to qualify for some credit cards...
Robert Jellison
